317 N Red Spruce Ave, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 317 N Red Spruce Ave, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,594 sqft · built 2019
Lot Size	0.233 acres (10,128 sqft)
Owner	2 Trust Names on File
Last Sale	$565,000 (Jun 2024)
Tax Bill	$8,446 (2025)
Deeds & Mortgages	Jan 2021 Second Mortgage Nov 2019 Construction Loan + 7 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-17-302-012-000`

Property Details

APN / Parcel Number

Primary APN	`01-23-17-302-012-000`
Alternative APN	`91177`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,594 sqft Finished Area
Basement Area	1,594 sqft
Finished Basement	1,265 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,128 sqft (0.233 acres)
Garage Type	Attached
Garage Area	956 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	91177
Street Address	317 N RED SPRUCE AVE
City	SIOUX FALLS
State	SD
Zip	57110-6240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLOCK 8 WILLOW RIDGE III ADDITION TO THE CITY OF SIOUX FALLS
Legal Subdivision	WILLOW RIDGE III ADDITION
Legal Block	8
Legal Lot Number	12
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1104
Census Tract	10403

Owner

317 N Red Spruce Ave is owner-occupied and held in a trust since June 2024.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	317 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DACOTAH BANK
Nov 22, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK & TRUST
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORTRUST MORTGAGE
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit CORTRUST BANK NA
Jan 27, 2026	Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Jan 27, 2026	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Jun 12, 2024	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Jun 12, 2024	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Aug 7, 2020	Warranty Deed, Subdivision Related Transfer GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2024 · Amount on File
Deed Sale	Jun 12, 2024 · Amount on File
Prior Sale	Aug 7, 2020 · Amount on File
Deed Book / Page	626-D / 428
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	317 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6240
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1910MTG/495
Date	Jan 6, 2021
Book Page	1910 MTG/495

Lender

Name	DACOTAH BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	317 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6240
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 E TAN TARA CIR, SIOUX FALLS, SD 57108-4687

Mortgage

Document Number	1872MTG/598
Date	Nov 22, 2019
Book Page	1872 MTG/598

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57101

Agreement

Type	Construction Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	317 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6240
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1907MTG/881
Date	Dec 11, 2020
Book Page	1907 MTG/881

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	317 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6240
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6240

Mortgage

Document Number	0001978/35
Date	Nov 22, 2023
Book Page	1978/35

Lender

Name	CORTRUST BANK NA
Type	Bank
Address	300 CHERAPA PL, SIOUX FALLS, SD 57103

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jan 27, 2026
Property Address	317 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6240
Document Number	DEED636/578
Book / Page	DEED636 / 578
Instrument Date	Jan 5, 2026
Instrument	150560
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2707 N 118TH ST, OMAHA, NE 68164-9672

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6240

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jan 27, 2026
Property Address	317 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6240
Document Number	DEED636/577
Book / Page	DEED636 / 577
Instrument Date	Dec 19, 2025
Instrument	150559
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 N 118TH ST, OMAHA, NE 68164-9672
Investor	Possibly a Property Investor

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 12, 2024
Property Address	317 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6240
Document Number	DEEDS626/428
Book / Page	DEEDS626 / 428
Instrument Date	Jun 4, 2024
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$565.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6240

Mortgage

Document Number	MTG1985226
Date	Jun 12, 2024
Instrument	MTG 1985/226

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 12, 2024
Property Address	317 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6240
Document Number	EES626/428
Book / Page	EES626 / 428
Instrument Date	Jun 4, 2024
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5.65
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6240

Mortgage

Document Number	MTG1985226
Date	Jun 12, 2024
Instrument	MTG 1985/226

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 7, 2020
Property Address	317 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6240
Document Number	598DEED/25
Book / Page	598 DEED / 25
Instrument Date	Jul 31, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 19, 2026
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Tax	$392.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6240

Tax Assessment & Valuation

The 2025 property tax bill for 317 N Red Spruce Ave was $8,446.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Brandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,900 (-) Land $68,000 Building $460,900	$528,900 Land $68,000 Building $460,900
2025	$8,446.00	$528,900 (-4.27%) Land $68,000 Building $460,900
2024	$8,446.00	$552,500 Land $68,000 Building $484,500
2022	$5,981.00	$399,200 Land $61,100 Building $338,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 N Red Spruce Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 N Red Spruce Ave is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 72% of South Dakota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	MINNEHAHA COMMUNITY WATER CORP
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Alliance Communications Cooperative.

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