317 N Palm St, Turlock, CA 95380 Property Records

Stanislaus County property record for 317 N Palm St, Turlock, CA 95380

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,054 sqft · built 1915
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$387,000 (May 2024)
Tax Bill	$4,234 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061-029-042-000`

Property Details

APN / Parcel Number

Primary APN	`061-029-042-000`
Alternative APNs	`0612942000` `0612942`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,054 sqft Living Area
1st Floor Area	1,054 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Wood
Lot Area	3,920 sqft (0.09 acres)
Lot Width	72 ft Width
View / Lot	Corner

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	317 N PALM ST
City	TURLOCK
State	CA
Zip	95380-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF TURLOCK BLK 227 THE NORTHWESTERLY 72 FEET
Legal Subdivision	TURLOCK
Legal Block	227
Legal Lot Number	23&24
Jurisdiction	STANISLAUS CA
Township / Civil Division	TURLOCK
Census Block Group	2
Census Block	2004
Census Tract	3904

Owner

Source: Stanislaus County assessment roll, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	317 N PALM ST, TURLOCK, CA 95380-4030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 9, 2024	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 22, 2022	Grant Deed, Transfer · Conventional Mortgage PATELCO CU
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 9, 2024 · Amount on Record
Deed Sale	May 9, 2024 · Amount on Record
Prior Sale	Apr 22, 2022 · Amount on Record
Deed Document Number	202421050
Prior Transfer Date	May 23, 2008
Prior Transfer Doc	0000057125
Record Updated	Sep 20, 2026

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 9, 2024
Property Address	317 N PALM ST, TURLOCK, CA 95380-4030
Document Number	0000021050
Map Reference	VOL 9 PG 25
Instrument Date	May 7, 2024
Instrument	2024-0021050
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	317 N PALM ST, TURLOCK, CA 95380-4030

Mortgage

Document Number	0000021051
Date	May 9, 2024
Instrument	2024-0021051

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Mortgage

Document Number	0000021052
Date	May 9, 2024
Instrument	2024-0021052

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jul 6, 2054

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 22, 2022
Property Address	317 N PALM ST, TURLOCK, CA 95380-4030
Document Number	0000030111
Map Reference	VOL 9 PG 25
Instrument Date	Apr 18, 2022
Instrument	2022-0030111
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 N PALM ST, TURLOCK, CA 95380-4030

Mortgage

Document Number	0000030112
Date	Apr 22, 2022
Instrument	2022-0030112

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	317 N PALM ST, TURLOCK, CA 95380-4030
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057789
Date	Aug 5, 2020
Instrument	2020-0057789

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 8, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Turlock City
Unified School District	Turlock Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,234.00 (+16.8%)	$394,740 (+19.08%) Land $214,200 Building $180,540
2023	$3,625.00 (+116.94%)	$331,500 Land $214,200 Building $117,300
2022	$1,671.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TURLOCK serves 72,888 people · EPA ID CA5010019
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, unWired Broadband, Verizon.

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