317 N Main St, Spencer, OH 44275 Property Records

Medina County property record for 317 N Main St, Spencer, OH 44275

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1958
Lot Size	0.752 acres (32,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,500 (Aug 2017)
Tax Bill	$2,561 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`037-27A-01-013`

Property Details

APN / Parcel Number

Primary APN	`037-27A-01-013`
Alternative APNs	`37-27A-01-013` `00004254250`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	6 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	2,080 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Siding
Construction Type	Wood
Lot Area	32,757 sqft (0.752 acres)
Lot Dimensions	300 ft deep x 99 ft wide
Garage Type	Detached
Garage Area	1,220 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	232 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	317 N MAIN ST
City	SPENCER
State	OH
Zip	44275-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 13 OL 4 E MID PT .7500A
Legal Tract	13
Jurisdiction	MEDINA OH
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2021
Census Tract	410000

Owner

Source: Medina County records, as of April 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 N MAIN ST, SPENCER, OH 44275-9760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Aug 16, 2017	Warranty Deed, Transfer · Conventional Mortgage GSF MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2017 · Amount on Record
Deed Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	201718523
Last Transfer Date	Jun 17, 2021
Transfer Doc	0000018988
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MEDINA OH
Recording Date	Jun 29, 2021
Property Address	317 N MAIN ST, SPENCER, OH 44275-9760
Document Number	0000018988
Instrument Date	Jun 17, 2021
Instrument	2021OR018988
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	317 N MAIN ST, SPENCER, OH 44275-9760

Mortgage

Document Number	0000018989
Date	Jun 29, 2021
Instrument	2021OR018989

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEDINA OH
Recording Date	Aug 16, 2017
Property Address	317 N MAIN ST, SPENCER, OH 44275-9760
Document Number	0000018523
Instrument Date	Aug 10, 2017
Instrument	2017OR018523
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 N MAIN ST, SPENCER, OH 44275-9760

Mortgage

Document Number	0000018524
Date	Aug 16, 2017
Instrument	2017OR018524

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Medina County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Medina County
Municipality	Spencer Village
Unified School District	Black River Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,561.00 (+3.73%)	$57,940 (+12.72%) Land $19,090 Building $38,850	$165,550 (+12.73%) Land $54,550 Building $111,000
2024	$2,469.00 (+4.62%)	$51,400 (-) Land $26,530 Building $24,870
2023	$2,360.00 (-2.12%)	$51,400 (-) Land $26,530 Building $24,870
2022	$2,411.00	$51,400 Land $26,530 Building $24,870	$146,850 Land $75,790 Building $71,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF SPENCER serves 800 people · EPA ID OH5201611
Water Source	Purchased surface water from RURAL LORAIN CO. WATER A
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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