317 N Main Ave, Garretson, SD 57030 Property Records

Minnehaha County property record for 317 N Main Ave, Garretson, SD 57030

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,294 sqft · built 1910
Lot Size0.154 acres (6,721 sqft)
OwnerIndividual Name on Record
Tax Bill$2,294 (2025)
Deeds & MortgagesSep 2025 Foreclosure
Aug 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN01-12-20-178-013-000

Property Details

APN / Parcel Number

Primary APN01-12-20-178-013-000
Alternative APN
  • 23201

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,294 sqft Finished Area
Gross Area1,347 sqft
1st Floor Area872 sqft
Upper Floors Area475 sqft
Basement Area528 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,721 sqft (0.154 acres)
Lot Dimensions140 ft deep x 48 ft wide
Garage TypeDetached
Garage Area546 sqft
Parking Spaces2 Parking Spaces
Deck Area154 sqft
Patio Area154 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelPropane
SewerConnected

Location & Zoning

Account Number23201
Street Address317 N MAIN AVE
CityGARRETSON
StateSD
Zip57030-2055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLOCK 2 ROYCES 3RD ADDN TO CITY OF GARRETSON
Legal SubdivisionROYCES 3RD ADDN
Legal Block2
Legal Lot Number4
JurisdictionMINNEHAHA SD
Township / Civil DivisionGARRETSON
Census Block Group1
Census Block1191
Census Tract10101

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address317 N MAIN AVE, GARRETSON, SD 57030-2055
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2025Public Action, Foreclosure
Aug 10, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 26, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 18, 2022Correction Deed
GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO
Aug 10, 2022Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 2, 2021Warranty Deed, Transfer · Conventional Mortgage
PLAINS COMMERCE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 18, 2025
Transfer DocDEED634/221
Record UpdatedOct 29, 2026

September 2025: Public Action, Foreclosure

Document TypePublic Action
JurisdictionMINNEHAHA SD
Recording DateSep 2, 2025
Property Address317 N MAIN AVE, GARRETSON, SD 57030-2055
Document NumberDEED634/221
Book / PageDEED634 / 221
Instrument DateAug 18, 2025
Instrument140621
Transaction TypeForeclosure
Record UpdatedOct 16, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyTax Sale
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 7899, BOISE, ID 83707-1899
InvestorPossibly a Property Investor

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address317 N MAIN AVE, GARRETSON, SD 57030-2055
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1957MTG/693
DateAug 10, 2022
Book Page1957 MTG/693
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44144
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address317 N MAIN AVE, GARRETSON, SD 57030-2055
Transaction TypeMortgage
Record UpdatedMay 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1960MTG/96
DateSep 26, 2022
Book Page1960 MTG/96
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionMINNEHAHA SD
Recording DateAug 18, 2022
Property Address317 N MAIN AVE, GARRETSON, SD 57030-2055
Document Number615DEED/674
Book / Page615 DEED / 674
Instrument DateAug 17, 2022
Record UpdatedMay 2, 2023
Title CompanyGETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 N MAIN AVE, GARRETSON, SD 57030-2055

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateAug 10, 2022
Property Address317 N MAIN AVE, GARRETSON, SD 57030-2055
Document Number615DEED/525
Book / Page615 DEED / 525
Instrument DateAug 5, 2022
Transaction TypeTransfer
Record UpdatedMay 2, 2023
Title CompanyGETTY ABSTRACT & TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 N MAIN AVE, GARRETSON, SD 57030-2055

Mortgage

Document Number1957MTG/691
DateAug 10, 2022
Book Page1957 MTG/691
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateJul 2, 2021
Property Address317 N MAIN AVE, GARRETSON, SD 57030-2055
Document Number606DEED/41
Book / Page606 DEED / 41
Instrument DateJun 30, 2021
Transaction TypeTransfer
Record UpdatedMay 2, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5320 W 49TH ST # ST26, ST26, SIOUX FALLS, SD 57106-1849

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address317 N MAIN AVE, GARRETSON, SD 57030-2055

Mortgage

Document Number1927MTG/322
DateJul 2, 2021
Book Page1927 MTG/322
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalityGarretson City
Unified School DistrictGarretson School District 49-4 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,800 (+0.63%) Land $12,600 Building $148,200$160,800 Land $12,600 Building $148,200
2025$2,294.00$159,800 (+2.44%) Land $12,600 Building $147,200
2024$2,294.00 (+25.15%)$156,000 (+24.6%) Land $10,100 Building $145,900
2022$1,833.00$125,200 Land $10,100 Building $115,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARRETSON
serves 1,228 people · EPA ID SD4600138
Water SourcePurchased groundwater from MINNEHAHA COMMUNITY WATER CORP
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Alliance Communications Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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