317 N Howes St, Fort Collins, CO 80521 Property Records

Larimer County property record for 317 N Howes St, Fort Collins, CO 80521

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,057 sqft · built 2017
Lot Size	0.035 acres (1,544 sqft)
Owner	Trust Name on File
Last Sale	$1,420,000 (Sep 2026)
Tax Bill	$9,007 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`97111-40-002`

Property Details

APN / Parcel Number

Primary APN	`97111-40-002`
Alternative APN	`R1658761`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,057 sqft Living Area
Gross Area	3,658 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Frame/Masonry/Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	1,544 sqft (0.035 acres)
Garage Type	Attached
Garage Area	601 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	244 sqft
Patio Area	674 sqft
Balcony Area	674 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1658761
Street Address	317 N HOWES ST
City	FORT COLLINS
State	CO
Zip	80521-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BROWNES ON HOWES, FTC (20150049448)
Legal Range	69W
Legal Township	7N
Legal Section	11
Legal Subdivision	BROWNES ON HOWES
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	3
Census Block	3004
Census Tract	100

Owner

317 N Howes St is owner-occupied and held in a trust since September 2026.

Source: Larimer County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	317 N HOWES ST, FORT COLLINS, CO 80521-2012
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Jun 20, 2018	Deed of Trust, Mortgage · Commercial Mortgage ACADEMY BANK
Feb 8, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRSTBANK
Aug 25, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2026 · Amount on File
Deed Sale	Sep 29, 2026 · Amount on File
Prior Sale	Aug 25, 2017 · Amount on File
Deed Document Number	202649084
Prior Transfer Date	Oct 7, 2021
Prior Transfer Doc	0000095414
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 29, 2026
Property Address	317 N HOWES ST, FORT COLLINS, CO 80521-2012
Document Number	0000049084
Instrument Date	Sep 29, 2026
Instrument	202649084
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,342.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	317 N HOWES ST, FORT COLLINS, CO 80521-2012
Investor	Possibly a Property Investor

Mortgage

Document Number	0000049085,
Date	Sep 29, 2026
Instrument	202649085

Lender

Name	CMG MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	317 N HOWES ST, FORT COLLINS, CO 80521-2012
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 N HOWES ST, FORT COLLINS, CO 80521-2012

Mortgage

Document Number	0000036431
Date	Jun 8, 2022
Instrument	20220036431

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	317 N HOWES ST, FORT COLLINS, CO 80521-2012
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037232
Date	Jun 20, 2018
Instrument	20180037232

Lender

Name	ACADEMY BANK
Type	Bank
Address	DENVER, CO 80202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	317 N HOWES ST, FORT COLLINS, CO 80521-2012
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006656
Date	Feb 8, 2019
Instrument	20190006656

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2049

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Oct 14, 2021
Property Address	317 N HOWES ST, FORT COLLINS, CO 80521-2012
Document Number	0000095414
Instrument Date	Oct 7, 2021
Instrument	20210095414
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 N HOWES ST, 317, FORT COLLINS, CO 80521-2012

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	217 N HOWES ST, FORT COLLINS, CO 80521

Mortgage

Document Number	0000095415
Date	Oct 14, 2021
Instrument	20210095415

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	7.62%

August 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 25, 2017
Property Address	317 N HOWES ST, FORT COLLINS, CO 80521-2012
Document Number	0000057303
Instrument Date	Aug 25, 2017
Instrument	20170057303
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 20, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 N HOWES ST, FORT COLLINS, CO 80521-2012

Mortgage

Document Number	0000057304
Date	Aug 25, 2017
Instrument	20170057304

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 317 N Howes St was $9,007.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,007.00	$86,075 Land $13,125 Building $72,950	$1,377,200 Land $210,000 Building $1,167,200
2023	$8,724.00 (+13.8%)	$94,289 (+22.28%) Land $14,070 Building $80,219	$1,407,300 (+26.84%) Land $210,000 Building $1,197,300
2022	$7,666.00	$77,110 Land $14,595 Building $62,515	$1,109,500 Land $210,000 Building $899,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 317 N Howes St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 317 N Howes St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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