317 N Draper Rd, McHenry, IL 60050 Property Records

McHenry County property record for 317 N Draper Rd, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 1974
Lot Size	5.7 acres (248,292 sqft)
Owner	2 Individual Names on File
Last Sale	$457,500 (Aug 2021)
Tax Bill	$12,811 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-32-300-005`

Property Details

APN / Parcel Number

Primary APN	`09-32-300-005`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Lot Area	248,292 sqft (5.7 acres)
Garage Area	440 sqft
Parking Spaces	3 Parking Spaces
Deck Area	100 sqft

Location & Zoning

Street Address	317 N DRAPER RD
City	MCHENRY
State	IL
Zip	60050-6557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0044368 PT N1/2 SW1/4 MEMO: GROSSMAYER, JAMES/FREUND, DOREEN
Legal Block	300
Legal Lot Number	SW1/4
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1040
Census Tract	870501

Owner

317 N Draper Rd is owned and occupied by two individuals who bought it in August 2021.

Source: McHenry County records, as of June 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	317 N DRAPER RD, MCHENRY, IL 60050-6557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021 · Amount on File
Deed Sale	Aug 13, 2021 · Amount on File
Prior Sale	Mar 21, 1997 · Amount on File
Deed Document Number	202144368
Prior Transfer Date	Jan 17, 1997
Prior Transfer Doc	0097012770
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 13, 2021
Property Address	317 N DRAPER RD, MCHENRY, IL 60050-6557
Document Number	0000044368
Instrument Date	Jul 18, 2021
Instrument	2021R0044368
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	317 N DRAPER RD, MCHENRY, IL 60050-6557

Mortgage

Document Number	0000044369
Date	Aug 13, 2021
Instrument	2021R0044369

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	317 N DRAPER RD, MCHENRY, IL 60050-6557
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043272
Date	Oct 16, 2020
Instrument	2020R0043272

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$12,811.00	$168,184 Land $77,220 Building $90,964	$504,552 Land $231,660 Building $272,892
2022	Homeowner's exemption	$139,785 Land $64,181 Building $75,604	$419,355 Land $192,543 Building $226,812

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 317 N Draper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 N Draper Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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