Shiawassee County property record for 317 N Baldwin Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,845 sqft · built 1926 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,530 (2025) |
| Deeds & Mortgages | Jun 2021 Reverse Mortgage Jun 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-13-400-003 |
| Primary APN | 005-13-400-003 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,845 sqft Heated Area |
| 1st Floor Area | 1,476 sqft |
| Basement Area | 1,476 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Lot Area | 31,799 sqft (0.73 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 317 N BALDWIN RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | SEC. 13 T7N R1E. COM ON E SEC LN 321.10 FT S OF E 14 POST OF SEC TH S 111.90FT W 244 FT N 150.86 FT TO SLY LN OF RR TH SELY 2 |
| Legal Range | 01E |
| Legal Township | 07N |
| Legal Section | 13 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | MIDDLEBURY |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 30200 |
317 N Baldwin Rd is owned and occupied by two individuals.
Source: Shiawassee County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 317 N BALDWIN RD, OWOSSO, MI 48867-9343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jun 3, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 317 N BALDWIN RD, OWOSSO, MI 48867-9343 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 317 N BALDWIN RD, OWOSSO, MI 48867-9343 |
| Document Number | 0012830321 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 1283/321 |
| Instrument | 3347100 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 842 Months |
| Due | Aug 26, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.3% |
| Type Change Date | Jun 1, 2021 |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 317 N BALDWIN RD, OWOSSO, MI 48867-9343 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 317 N BALDWIN RD, OWOSSO, MI 48867-9343 |
| Document Number | 0012830322 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 1283/322 |
| Instrument | 3347101 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 842 Months |
| Due | Aug 26, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.3% |
| Type Change Date | Jun 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
The 2025 property tax bill for 317 N Baldwin Rd was $1,530 with a homeowner's exemption, up 2.3% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Middlebury Township |
| Unified School District | Ovid-Elsie Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,000 (+3.73%) | $150,000 (+3.73%) | |
| 2025 | $1,530.00 (+2.34%) Homeowner's exemption | $72,300 | $144,600 |
| 2024 | $1,495.00 (+10.33%) | ||
| 2023 | $1,355.00 Homeowner's exemption | $59,900 | $119,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 317 N Baldwin Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 317 N Baldwin Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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