317 Moonlight Cir, Cloverdale, CA 95425 Property Records

Sonoma County property record for 317 Moonlight Cir, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,400 sqft · built 2005
Lot Size	0.178 acres (7,733 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Oct 2013)
Tax Bill	$7,392 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`117-330-019-000`

Property Details

APN / Parcel Number

Primary APN	`117-330-019-000`
Alternative APN	`117-330-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,400 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	2,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	7,733 sqft (0.178 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	117-330-019
Street Address	317 MOONLIGHT CIR
City	CLOVERDALE
State	CA
Zip	95425-3890
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2005 FM PT 117-040-076 SUNRISE HILLS 117-33 LOT 19
Legal Subdivision	SUNRISE HILLS
Legal Block	4
Legal Lot Number	19
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	4
Census Block	4031
Census Tract	154202

Owner

317 Moonlight Cir is owned and occupied by two individuals who bought it in October 2013.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	317 MOONLIGHT CIR, CLOVERDALE, CA 95425-3890
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU
Mar 16, 2018	Deed of Trust, Mortgage · Line of Credit WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2013 · Amount on File
Deed Sale	Oct 25, 2013 · Amount on File
Prior Sale	Nov 26, 2008 · Amount on File
Deed Document Number	2013104361
Prior Transfer Date	Dec 24, 2008
Prior Transfer Doc	0000113386
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	317 MOONLIGHT CIR, CLOVERDALE, CA 95425-3890
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 MOONLIGHT CIR, CLOVERDALE, CA 95425-3890

Mortgage

Document Number	0000127535
Date	Nov 29, 2021
Instrument	2021127535

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	317 MOONLIGHT CIR, CLOVERDALE, CA 95425-3890
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 MOONLIGHT CIR, CLOVERDALE, CA 95425-3890

Mortgage

Document Number	0000127387
Date	Nov 29, 2021
Instrument	2021127387

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	317 MOONLIGHT CIR, CLOVERDALE, CA 95425-3890
Document Number	0000019862
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 MOONLIGHT CIR CLOVERDALE CA 954253890, CLOVERDALE, CA 95425-3890

Mortgage

Document Number	0000019862
Date	Mar 23, 2018
Instrument	19862

Lender

Name	WFB NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 317 Moonlight Cir was $7,392 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$611,423 (+2%) Land $156,291 Building $455,132
2025	$7,392.00 Homeowner's exemption	$599,435 Land $153,227 Building $446,208
2023	$7,527.00 (+2.34%) Homeowner's exemption	$576,160 Land $147,278 Building $428,882
2022	$7,355.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 317 Moonlight Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Moonlight Cir is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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