317 Lake St, Gary, IN 46403 Property Records

Lake County property record for 317 Lake St, Gary, IN 46403

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.017 acres (741 sqft)
Owner	Individual Name on File
Tax Bill	$48 (2024)
Deeds & Mortgages	Aug 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`001-25-45-0156-0031`

Property Details

APN / Parcel Number

Primary APN	`001-25-45-0156-0031`
Alternative APNs	`45-05-31-408-014.000-004` `254501560031`

Exterior

Lot Area	741 sqft (0.017 acres)
Lot Dimensions	30 ft deep x 25 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	001-25-45-0156-0031
Old Parcel Number	254501560031
Street Address	317 LAKE ST
City	GARY
State	IN
Zip	46403
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	JOHNSON-KENNEDY ESTATES 2ND. E. 25 FT. OF L.20 BL.D
Legal Subdivision	JOHNSON-KENNEDY ESTATES
Legal Block	D
Legal Lot Number	20
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1007
Census Tract	10206

Owner

Source: Lake County records · APN 001-25-45-0156-0031

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	321 N LAKE ST, GARY, IN 46403-1970
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 2002
Deed Sale	May 08, 2002
Record Updated	Jun 08, 2026

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IN
Property Address	317 LAKE ST, GARY, IN 46403
Document Number	0000054344
Instrument Date	Aug 02, 2018
Transaction Type	Mortgage
Record Updated	Sep 06, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 N LAKE ST GARY IN 464031970, GARY, IN 46403-1970

Mortgage

Document Number	0000054344
Date	Aug 24, 2018
Instrument	54344

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Aug 23, 2058

Interest

Rate	7.25%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,200 (-7.69%) Land $1,200	$1,200 (-7.69%) Land $1,200
2024	$48.00 (+242.86%)
2023		$1,300 (+225%) Land $1,300	$1,300 (+225%) Land $1,300
2022	$14.00	$400 Land $400	$400 Land $400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 16, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 152 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.