317 Johnson St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 317 Johnson St, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1907
Lot Size	0.15 acres (6,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$126,500 (Sep 2025)
Tax Bill	$1,334 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34.172.1400`

Property Details

APN / Parcel Number

Primary APN	`34.172.1400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	986 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,696 sqft (0.15 acres)
Lot Dimensions	124 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	400 sqft
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	317 JOHNSON ST
City	ALBERT LEA
State	MN
Zip	56007-2386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITOR'S PLAT NO 1 LOT 116 AUDITORS PLAT NO 1
Legal Subdivision	AUDITOR'S PLAT NO 1
Legal Lot Number	116
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	4
Census Block	4025
Census Tract	180500

Owner

Source: Freeborn County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 JOHNSON ST, ALBERT LEA, MN 56007-2386
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK HARTLAND
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage AXIA FINANCIAL LLC
Nov 20, 2020	Warranty Deed, Transfer NOT AVAILABLE, MN SECURED TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on Record
Deed Sale	Sep 4, 2025 · Amount on Record
Prior Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	20251804749
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	317 JOHNSON ST, ALBERT LEA, MN 56007-2386
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A540482
Date	Dec 9, 2019
Instrument	A540482

Lender

Name	FARMERS STATE BANK HARTLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	317 JOHNSON ST, ALBERT LEA, MN 56007-2386
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	MN SECURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A545740
Date	Dec 2, 2020
Instrument	A545740

Lender

Name	AXIA FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Nov 20, 2020
Property Address	317 JOHNSON ST, ALBERT LEA, MN 56007-2386
Document Number	CRV1189294
Instrument Date	Nov 20, 2020
Instrument	CRV1189294
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	NOT AVAILABLE, MN SECURED TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2009 BAYVIEW DR, 2009, ALBERT LEA, MN 56007-2134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 JOHNSON ST, ALBERT LEA, MN 56007-2386

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,334.00 Homeowner's exemption	$114,900 (+9.95%) Land $17,000 Building $97,900	$114,900 (+9.95%) Land $17,000 Building $97,900
2025	$1,334.00 (-34.48%)
2023	$2,036.00 (+38.88%) Homeowner's exemption	$104,500 Land $17,000 Building $87,500	$104,500 Land $17,000 Building $87,500
2020	$1,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Winnebago Cooperative Telecom Association.

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