317 John St, Rockford, IL 61103 Property Records

Winnebago County property record for 317 John St, Rockford, IL 61103

Property Summary

Property Type	Quadplex
Details	4 bd · 4 ba · 3,103 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$99,000 (Jul 2023)
Tax Bill	$3,305 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`194D064`

Property Details

APN / Parcel Number

Primary APN	`194D064`
Alternative APN	`1114456011`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,103 sqft Living Area
Gross Area	4,312 sqft
1st Floor Area	1,209 sqft
Basement Area	1,209 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	194D064
Street Address	315 JOHN ST, 317
City	ROCKFORD
State	IL
Zip	61103-7024
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	R2
Legal Description	PLAT OF SUB OF BLK 3 COLEMAN + GARRISONS ADDN + W 1/2 BLK 2 + S PT BLK 3 CLARKS ADD E 80 FT LOTS 10 + 011 BLOCK 002
Legal Subdivision	COLEMAN + GARRISONS ADDN
Legal Block	3,2
Legal Lot Number	10
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3003
Census Tract	3100

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9436 SHORE DR, MACHESNEY PARK, IL 61115-2000
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Commercial Mortgage HTLF BANK
Jul 25, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Deed Document Number	202316600
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	317 JOHN ST, ROCKFORD, IL 61103-7024
Transaction Type	Mortgage
Record Updated	Oct 25, 2023
Title Company	MAGNUS TITLE AGENCY, MTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023291
Date	Oct 4, 2023
Instrument	2323291

Lender

Name	HTLF BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 3, 2028

Interest

Rate Type	Fixed Rate
Rate	7.39%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 25, 2023
Property Address	317 JOHN ST, ROCKFORD, IL 61103-7024
Document Number	0000016600
Map Reference	BK86 PG183
Instrument Date	Jul 19, 2023
Instrument	2316600
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Amount	Amount Recorded
Tax	$148.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9436 SHORE DR, MACHESNEY PARK, IL 61115-2000

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,305.00	$37,435 (+86.63%) Land $1,871 Building $35,564	$112,305 (+86.63%) Land $5,613 Building $106,692
2022		$20,058 Land $1,323 Building $18,735	$60,174 Land $3,969 Building $56,205

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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