Kane County property record for 317 Illinois St, Saint Charles, IL 60174
| Property Type | Commercial |
|---|---|
| Details | 2,820 sqft · built 1893 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $260,000 (Nov 1999) |
| Tax Bill | $11,708 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-113-002 |
| Primary APN | 09-34-113-002 |
|---|
| Units | 3 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,820 sqft Gross Area |
| Basement Area | 922 sqft |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 317 ILLINOIS ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2704 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 2 BLK 51 OF THE ORIGINAL TOWN OF ST CHARLES |
| Legal Subdivision | VILLAGE OF STC |
| Legal Block | 51 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 852300 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 348 FRANKLIN ST, GALENA, IL 61036-1820 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 1999 · Amount on Record |
| Deed Sale | Nov 18, 1999 · Amount on Record |
| Deed Document Number | 1999110774 |
| Last Transfer Date | Mar 25, 2004 |
| Transfer Doc | 0000038307 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,708.00 (+7.58%) | $149,924 (+10.56%) Land $70,421 Building $79,503 | $449,952 (+10.56%) Land $211,348 Building $238,604 |
| 2024 | $135,600 (+11.72%) Land $64,886 Building $70,714 | $406,963 (+11.77%) Land $194,736 Building $212,227 | |
| 2022 | $10,883.00 (+3.89%) | $121,373 (+4.91%) Land $57,854 Building $63,519 | $364,119 (+4.91%) Land $173,562 Building $190,557 |
| 2021 | $10,476.00 | $115,692 Land $55,146 Building $60,546 | $347,076 Land $165,438 Building $181,638 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Frontier.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures