317 Horizon Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 317 Horizon Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,749 sqft · built 1992
Lot Size	0.167 acres (7,275 sqft)
Owner	Company Name on File
Tax Bill	$7,063 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`259-460-46-00`

Property Details

APN / Parcel Number

Primary APN	`259-460-46-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,749 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	7,275 sqft (0.167 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	317 HORIZON DR
City	ENCINITAS
State	CA
Zip	92024-4148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT 34 TR 012582
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	012582
Legal Block	4
Legal Lot Number	34
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4001
Census Tract	17403

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	317 HORIZON DR, ENCINITAS, CA 92024-4148
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Nov 14, 2018	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Oct 24, 2018	Quit Claim Deed STEWART TITLE, STEWART TITLE/CA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 14, 1997
Deed Sale	Aug 14, 1997
Prior Sale	Oct 17, 1991 · Amount on Record
Deed Document Number	1997391761
Last Transfer Date	Oct 18, 2018
Transfer Doc	0000443178
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	317 HORIZON DR, ENCINITAS, CA 92024-4148
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	TICOR TITLE NLS-ORANGE, TICOR TITLE SD BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 HORIZON DR, ENCINITAS, CA 92024-4148

Mortgage

Document Number	0000373413
Date	May 14, 2021
Instrument	2021-0373413

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	317 HORIZON DR, ENCINITAS, CA 92024-4148
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 HORIZON DR, ENCINITAS, CA 92024-4148

Mortgage

Document Number	0000473936
Date	Nov 14, 2018
Instrument	2018-0473936

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2018
Property Address	317 HORIZON DR, ENCINITAS, CA 92024-4148
Document Number	0000443178
Instrument Date	Oct 18, 2018
Instrument	443178
Record Updated	Nov 1, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	317 HORIZON DR ENCINITAS CA 920244148, ENCINITAS, CA 92024-4148

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$613,525 (+2%) Land $187,286 Building $426,239
2025	$7,063.00 (+7.59%) Homeowner's exemption	$601,496 (+4.04%) Land $183,614 Building $417,882
2023	$6,565.00 (+2.56%) Homeowner's exemption	$578,141 Land $176,485 Building $401,656
2022	$6,401.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Spectrum Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: California Internet, Ting Fiber, Verizon.

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