Craven County property record for 317 Hill St, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,174 sqft · built 1964 |
| Lot Size | 0.99 acres (43,139 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Dec 2016) |
| Tax Bill | $1,180 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-015-038-A |
| Primary APN | 7-015-038-A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,174 sqft Living Area |
| 1st Floor Area | 2,174 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,139 sqft (0.99 acres) |
| Porch | Patio |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 71932 |
|---|---|
| Street Address | 317 HILL ST |
| City | NEW BERN |
| State | NC |
| Zip | 28560-6631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6 HILL ST |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 961002 |
317 Hill St is owned and occupied by two individuals who bought it in December 2016.
Source: Craven County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 317 HILL ST, NEW BERN, NC 28560-6631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PATRIOT HOME MORTGAGE |
| Sep 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2016 · Amount on File |
| Deed Sale | Dec 8, 2016 · Amount on File |
| Deed Book / Page | 3485 / 965 |
| Prior Transfer Date | Dec 5, 2016 |
| Prior Transfer Doc | 3485/0956 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 317 HILL ST, NEW BERN, NC 28560-6631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | ELEVATED NATL SETMNT SVCS LL |
| Name | Verified Name |
|---|
| Document Number | 3651/320 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 3651/320 |
| Instrument | 10068655 |
| Name | PATRIOT HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SAINT GEORGE, UT 84770 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 317 HILL ST, NEW BERN, NC 28560-6631 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | 3586/85 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 3586/85 |
| Instrument | 10044005 |
| Name | POLARIS HOME FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2026 property tax bill for 317 Hill St was $1,180.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,180.00 | $238,480 (-) Land $42,750 Building $195,730 | $238,480 (-) Land $42,750 Building $195,730 |
| 2025 | $1,180.00 | $238,480 Land $42,750 Building $195,730 | $238,480 Land $42,750 Building $195,730 |
| 2023 | $1,168.00 (+13.29%) | $238,480 (+43.63%) Land $42,750 Building $195,730 | $238,480 Land $42,750 Building $195,730 |
| 2022 | $1,031.00 | $166,040 Land $42,750 Building $123,290 | |
| 2018 | $166,040 Land $42,750 Building $123,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 317 Hill St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1999–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | May 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 317 Hill St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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