Monroe County property record for 317 Hannah Dr, Waterloo, IL 62298
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 6 ba · 2,224 sqft · built 1995 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,000 (Apr 2025) |
| Tax Bill | $6,658 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-218-041-000 |
| Primary APN | 07-24-218-041-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Building Area | 2,224 sqft Building Perimeter |
| 1st Floor Area | 2,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Duplex Single |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Cathedral/Clerestory |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Built-in |
| Garage Area | 520 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Deck Area | 144 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 317 HANNAH DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3260 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | WR5 |
| Legal Description | LOT 41 BRADFORD ESTATES 1ST ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Subdivision | BRADFORD ESTATES |
| Legal Lot Number | 41 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 16 |
| Census Block Group | 4 |
| Census Block | 4046 |
| Census Tract | 600401 |
317 Hannah Dr, a duplex, is owned by an individual who bought it in April 2025.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8731 E KEIM DR, SCOTTSDALE, AZ 85250-5833 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERICAN PORTFOLIO MTG CORP |
| Oct 2, 2018 | Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Nov 22, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2025 · Amount on File |
| Deed Sale | Apr 30, 2025 · Amount on File |
| Prior Sale | Oct 2, 2018 · Amount on File |
| Deed Document Number | 2025437385 |
| Transfer Doc | 0000393072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 317 HANNAH DR, WATERLOO, IL 62298-3260 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000418326 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 418326 |
| Name | AMERICAN PORTFOLIO MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 2, 2018 |
| Property Address | 317 HANNAH DR, WATERLOO, IL 62298-3260 |
| Document Number | 0000398113 |
| Map Reference | DOC 196725 |
| Instrument Date | Oct 2, 2018 |
| Instrument | 398113 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ATTORNEYS TITLE GUARANTY FUN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 317 HANNAH DR, WATERLOO, IL 62298-3260 |
| Document Number | 0000398114 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 398114 |
| Name | GUILD MORTGAGE CO |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 22, 2017 |
| Property Address | 317 HANNAH DR, WATERLOO, IL 62298-3260 |
| Document Number | 0000393072 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 393072 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5424 BOHLEYSVILLE RD MILLSTADT IL 622602314, MILLSTADT, IL 62260-2314 |
The 2025 property tax bill for 317 Hannah Dr was $6,658, up 10.9% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,658.00 (+10.95%) | $109,120 Land $16,790 Building $92,330 | $327,360 Land $50,370 Building $276,990 |
| 2024 | $6,001.00 | ||
| 2022 | $88,090 Land $15,410 Building $72,680 | $264,270 Land $46,230 Building $218,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 317 Hannah Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 317 Hannah Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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