317 Fox Mountain Rd, Columbus, NC 28722 Property Records

Polk County property record for 317 Fox Mountain Rd, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,553 sqft · built 2007
Lot Size	12.2 acres (531,432 sqft)
Owner	Individual Name on Record
Last Sale	$710,000 (Nov 2020)
Tax Bill	$6,711 (2026)
Deeds & Mortgages	Oct 2021 Second Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P73-143`

Property Details

APN / Parcel Number

Primary APN	`P73-143`
Alternative APN	`25811`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	531,432 sqft (12.2 acres)
Garage Area	1,728 sqft
Parking Spaces	6 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Account Number	25811
Street Address	317 FOX MOUNTAIN RD
City	COLUMBUS
State	NC
Zip	28722-7753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HC
Legal Description	100C, 100C 100C COUNTY RURAL
Legal Subdivision	C COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1003
Census Tract	920104

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	317 FOX MOUNTAIN RD, COLUMBUS, NC 28722-7753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPERO FINANCIAL FCU
Nov 18, 2020	Special Warranty Deed, Transfer · Conventional Mortgage SPERO FINANCIAL FEDERAL CREDIT UNIO
Jan 8, 2020	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Jan 8, 2020 · Amount on Record
Deed Book / Page	454 / 363
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	317 FOX MOUNTAIN RD, COLUMBUS, NC 28722-7753
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00463/2385
Date	Oct 12, 2021
Book Page	463/2385

Lender

Name	SPERO FINANCIAL FCU
Type	Credit Union
Address	GREENVILLE, SC 29601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 30, 2041

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK NC
Recording Date	Nov 18, 2020
Property Address	317 FOX MOUNTAIN RD, COLUMBUS, NC 28722-7753
Document Number	000454/363
Book / Page	454 / 363
Map Reference	CARD E PG 1522
Instrument Date	Nov 17, 2020
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 FOX MOUNTAIN RD, COLUMBUS, NC 28722-7753

Mortgage

Document Number	0000454366
Date	Nov 18, 2020
Instrument	454/366

Lender

Name	SPERO FINANCIAL FEDERAL CREDIT UNIO
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	8%

January 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	POLK NC
Recording Date	Jan 8, 2020
Property Address	317 FOX MOUNTAIN RD, COLUMBUS, NC 28722-7753
Document Number	00445/1844
Book / Page	445 / 1844
Instrument Date	Jan 8, 2020
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 S 17TH ST, PHILADELPHIA, PA 19103-4001

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,711.00	$1,283,941 (-) Land $199,100 Building $1,084,841	$1,283,941 (-) Land $199,100 Building $1,084,841
2025	$6,711.00 (+13.38%)	$1,283,941 (+38.12%) Land $199,100 Building $1,084,841	$1,283,941 (+38.12%) Land $199,100 Building $1,084,841
2023	$5,919.00 (+4.52%)	$929,581 (-) Land $123,100 Building $806,481
2022	$5,663.00	$929,581 Land $123,100 Building $806,481
2021			$929,581 Land $123,100 Building $806,481

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fixed Wireless	500 / 250
Windstream DSL	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum, T-Mobile, Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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