317 Enchanted Dr, Matthews, NC 28104 Property Records

Union County property record for 317 Enchanted Dr, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,222 sqft · built 1996
Lot Size	0.313 acres (13,634 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jun 2023)
Tax Bill	$2,316 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-132-165C`

Property Details

APN / Parcel Number

Primary APN	`07-132-165C`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,634 sqft (0.313 acres)
Porch	Slab
Porch Area	24 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	317 ENCHANTED DR
City	MATTHEWS
State	NC
Zip	28104-6958
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	#32D ENCHANTED FOREST PH 3 OPCE357
Legal Subdivision	ENCHANTED FOREST
Legal Lot Number	32D
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1036
Census Tract	20314

Owner

317 Enchanted Dr, a rural home, is owned and occupied by an individual who bought it in June 2023.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	317 ENCHANTED DR, MATTHEWS, NC 28104-6958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 10, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on File
Deed Sale	Jun 30, 2023 · Amount on File
Prior Sale	May 29, 2008 · Amount on File
Deed Document Number	202315816
Deed Book / Page	8737 / 863
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 30, 2023
Property Address	317 ENCHANTED DR, MATTHEWS, NC 28104-6958
Document Number	0008737863
Book / Page	8737 / 863
Map Reference	CAB E FILE 357
Instrument Date	Jun 16, 2023
Instrument	15816
Transaction Type	Transfer
Record Updated	Jul 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1331 FORTY OAKS DR, HERNDON, VA 20170-2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015817
Date	Jun 30, 2023
Instrument	15817

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	317 ENCHANTED DR, MATTHEWS, NC 28104-6958
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 ENCHANTED DR, MATTHEWS, NC 28104-6958

Mortgage

Document Number	0008498796
Date	Jun 10, 2022
Book Page	8498/796
Instrument	21015

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	208 Months
Due	Oct 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 317 Enchanted Dr was $2,316.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,300 (-) Land $61,700 Building $286,600	$348,300 (-) Land $61,700 Building $286,600
2025	$2,316.00	$348,300 Land $61,700 Building $286,600	$348,300 Land $61,700 Building $286,600
2023	$1,846.00 (+32.9%)	$218,500 (-) Land $39,200 Building $179,300	$218,500 (-) Land $39,200 Building $179,300
2022	$1,389.00	$218,500 Land $39,200 Building $179,300	$218,500 Land $39,200 Building $179,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Enchanted Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Enchanted Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Ripple Fiber.

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