317 E Prospect Ave, State College, PA 16801 Property Records

Centre County property record for 317 E Prospect Ave, State College, PA 16801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,079 sqft · built 1929
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$228,900 (Jun 2022)
Tax Bill	$7,306 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-013-,407-,0000`

Property Details

APN / Parcel Number

Primary APN	`36-013-,407-,0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,079 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Stone
Lot Area	11,326 sqft (0.26 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	317 E PROSPECT AVE
City	STATE COLLEGE
State	PA
Zip	16801-5450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PHI LAMBDA PROP ASSOCIATION/AL
Jurisdiction	CENTRE PA
Township / Civil Division	STATE COLLEGE
Census Block Group	5
Census Block	5005
Census Tract	12000

Owner

317 E Prospect Ave is owned by an individual who bought it in June 2022.

Source: Centre County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	371 E PROSPECT AVE, STATE COLLEGE, PA 16801-5450
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Sep 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 4, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on File
Deed Sale	Jun 15, 2022 · Amount on File
Prior Sale	Aug 4, 2017 · Amount on File
Deed Book / Page	2294 / 257
Prior Transfer Date	Jul 12, 2010
Prior Transfer Doc	02061/0256
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	317 E PROSPECT AVE, STATE COLLEGE, PA 16801-5450
Transaction Type	Mortgage
Record Updated	Apr 14, 2023
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE PROVIDER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E PROSPECT AVE, STATE COLLEGE, PA 16801-5450

Mortgage

Document Number	0002304/43
Date	Mar 1, 2023
Book Page	2304/43

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Feb 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	317 E PROSPECT AVE, STATE COLLEGE, PA 16801-5450
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2265/869
Date	Jan 29, 2021
Book Page	2265/869

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	317 E PROSPECT AVE, STATE COLLEGE, PA 16801-5450
Transaction Type	Mortgage
Record Updated	Oct 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2205-0177
Date	Sep 12, 2017
Book Page	2205/0177
Instrument	2205-0177

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2032

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRE PA
Recording Date	Aug 4, 2017
Property Address	317 E PROSPECT AVE, STATE COLLEGE, PA 16801-5450
Document Number	02203/0263
Book / Page	2203 / 0263
Map Reference	MB 39 PG 193
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount on Record
Tax	$4,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 E PROSPECT AVE, STATE COLLEGE, PA 16801-5450

Tax Assessment & Valuation

The 2026 property tax bill for 317 E Prospect Ave was $7,306.

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
Municipality	State College Borough
Unified School District	State College Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,306.00	$85,275 Land $21,095 Building $64,180
2025			$170,550 Land $42,190 Building $128,360
2024	$6,289.00	$85,275 Land $21,095 Building $64,180
1994			$170,550 Land $42,190 Building $128,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 317 E Prospect Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 317 E Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STATE COLLEGE BORO WATER AUTH serves 72,000 people · EPA ID PA4140096
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Dojo Networks, T-Mobile, Upward Broadband.

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