317 E Polk Rd, Hart, MI 49420 Property Records

Oceana County property record for 317 E Polk Rd, Hart, MI 49420

Property Summary

Property Type	Rural Home
Lot Size	17.2 acres (751,410 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,178 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-019-100-02`

Property Details

APN / Parcel Number

Primary APN	`008-019-100-02`

Exterior

Lot Area	751,410 sqft (17.2 acres)

Location & Zoning

Street Address	317 E POLK RD
City	HART
State	MI
Zip	49420-8100
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	317 E POLK RD WD-L2012P5094LE PT TO 7 IN 83 COMB WI 7 IN 87 PT TO 9 IN 93 SEC 19 T15N R16W. 17.25 A M/L N 1/2 OF N E 1/4 OF N
Legal Range	16W
Legal Township	15N
Legal Section	19
Jurisdiction	OCEANA MI
Township / Civil Division	ELBRIDGE
Census Block Group	2
Census Block	2150
Census Tract	10500

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 S MILL IRON RD, MUSKEGON, MI 49442-1650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 28, 2012
Transfer Doc	2012/005094
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Jul 28, 2020
Property Address	317 E POLK RD, HART, MI 49420-8100
Document Number	2020/14538
Book / Page	2020 / 14538
Instrument Date	Jul 27, 2020
Instrument	202000004138
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1980 PAPPAS RD, MUSKEGON, MI 49445-1544

Mortgage

Document Number	202000004139
Date	Jul 28, 2020
Instrument	202000004139

Lender

Name	THE SHELBY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	1.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Margin	3
Max Rate	8.25%

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Elbridge Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,700 (-1.54%) Land $172,700	$345,400 (-1.54%) Land $345,400
2025	$4,178.00 (+16.74%) Homeowner's exemption	$175,400 (+34.72%) Land $175,400	$350,800 (+34.72%) Land $350,800
2024	$3,579.00 (+12.83%)
2023		$130,200 Land $130,200	$260,400 (-) Land $260,400
2022	$3,172.00		$260,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Polk Rd

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