317 E Main St, West Lafayette, OH 43845 Property Records

Coshocton County property record for 317 E Main St, West Lafayette, OH 43845

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,356 sqft · built 1900
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Nov 2020)
Tax Bill	$1,591 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002300-3`

Property Details

APN / Parcel Number

Primary APN	`002300-3`
Alternative APN	`0200000032400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	1,132 sqft
Upper Floors Area	448 sqft
Basement Area	1,132 sqft
Unfinished Basement	192 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	154 ft deep x 50 ft wide
View / Lot	High Traffic Area
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	168 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002300-3
Street Address	317 E MAIN ST
City	WEST LAFAYETTE
State	OH
Zip	43845-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 122 50 X 150 07 DOC 1976
Legal Subdivision	HENRY A SHAWS ADDITION
Legal Lot Number	122
Jurisdiction	COSHOCTON OH
Township / Civil Division	LAFAYETTE
Census Block Group	3
Census Block	3001
Census Tract	961800

Owner

317 E Main St is owned and occupied by an individual who bought it in November 2020.

Source: Coshocton County records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	317 E MAIN ST, WEST LAFAYETTE, OH 43845-1217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Nov 16, 2020	Warranty Deed, Transfer · Conventional Mortgage PARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Prior Sale	Nov 3, 2016 · Amount on File
Deed Document Number	20205293
Deed Book / Page	781 / 4104
Prior Transfer Date	Apr 5, 2006
Prior Transfer Doc	000411/755
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Jul 15, 2026
Property Address	317 E MAIN ST, WEST LAFAYETTE, OH 43845-1217
Document Number	0000002959
Book / Page	813 / 67
Instrument Date	Jul 6, 2026
Instrument	20262959
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	FIRST OHIO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,226.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002960,
Date	Jul 15, 2026
Instrument	20262960

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

Mortgage

Document Number	0000002961,
Date	Jul 15, 2026
Book Page	813/93
Instrument	20262961

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Aug 1, 2036

Interest

Rate	6.48%
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Nov 16, 2020
Property Address	317 E MAIN ST, WEST LAFAYETTE, OH 43845-1217
Document Number	00781/4104
Book / Page	781 / 4104
Map Reference	MB IT PG 176
Instrument Date	Oct 16, 2020
Instrument	202000005293
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E MAIN ST, WEST LAFAYETTE, OH 43845-1217

Mortgage

Document Number	202000005294
Date	Nov 16, 2020
Instrument	202000005294

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 317 E Main St was $1,591 with a homeowner's exemption.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Lafayette Township
Municipality	West Lafayette Village
Unified School District	Ridgewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,591.00	$38,590 Land $6,070 Building $32,520	$110,240 Land $17,330 Building $92,910
2023	$1,188.00 (-2.54%) Homeowner's exemption	$28,890 (-) Land $4,057 Building $24,833
2022	$1,219.00 Homeowner's exemption	$28,890 Land $4,057 Building $24,833
2021			$82,540 Land $11,590 Building $70,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 317 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEWOOD TERRACE private · serves 87 people · EPA ID OH1600212
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, Smart Way Communications.

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