317 E Main St, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 317 E Main St, Johnstown, NY 12095

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,960 sqft · built 1920
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Dec 2021)
Tax Bill	$7,595 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
APN	`170800 175.5-3-8`

Property Details

APN / Parcel Number

Primary APN	`170800 175.5-3-8`
Alternative APN	`080017500500030080000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,960 sqft Living Area
1st Floor Area	980 sqft
2nd Floor Area	980 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	130 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	317 E MAIN ST
City	JOHNSTOWN
State	NY
Zip	12095-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	3
Legal Lot Number	8.000
Jurisdiction	FULTON NY
Township / Civil Division	JOHNSTOWN
Census Block Group	2
Census Block	2010
Census Tract	971200

Owner

Source: Fulton County and Johnstown City records · APN 170800 175.5-3-8

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	317 E MAIN ST, JOHNSTOWN, NY 12095-2625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 08, 2021 · Amount on Record
Deed Sale	Dec 08, 2021 · Amount on Record
Deed Document Number	202171719
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Dec 08, 2021
Property Address	317 E MAIN ST, JOHNSTOWN, NY 12095-2625
Document Number	0202171719
Instrument Date	Nov 30, 2021
Instrument	2021-71719
Transaction Type	Transfer
Record Updated	Jan 04, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SLOANE AVE # 1, 1, AMSTERDAM, NY 12010-2826

Mortgage

Document Number	0202171720
Date	Dec 08, 2021
Instrument	2021-71720

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Type Change Date	Jan 01, 2025
Max Rate At Change	3.2%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Fulton County and Johnstown City records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
Municipality	Johnstown City
Unified School District	Johnstown City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,595.00	$165,000 (-) Land $12,000 Building $153,000	$266,129 (+20.97%) Land $19,355 Building $246,774
2023		$165,000 Land $12,000 Building $153,000	$220,000 Land $16,000 Building $204,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360359712002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1998–2011)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Sep 2011 · river or lake flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims Severe Storms And Flooding, Jun 2006 · 6 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 210 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	JOHNSTOWN (C) WATER WORKS serves 8,154 people
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.