317 E Division St, Sparta, MI 49345 Property Records

Kent County property record for 317 E Division St, Sparta, MI 49345

Property Summary

Property Type	Office Building
Details	2,796 sqft · built 1960
Lot Size	1.13 acres (49,528 sqft)
Owner	Company Name on Record
Last Sale	$190,000 (Jul 2026)
Tax Bill	$6,358 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jul 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-14-380-023`

Property Details

APN / Parcel Number

Primary APN	`41-05-14-380-023`

Interior

Stories	1 Story
Building Area	2,796 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	49,528 sqft (1.13 acres)
Lot Dimensions	157 ft deep x 315 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	317 E DIVISION ST
City	SPARTA
State	MI
Zip	49345-1334
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	VCBD
Legal Description	E 3.5 FT OF LOT 4 BLK 7 ALSO LOTS 5 6 & 7 BLK 7 * NASHS 1ST ADD ALSO PART SW 1/4 COM AT SE COR OF LOT 7 BLK 7 OF NASHS 1ST
Legal Range	12W
Legal Township	09N
Legal Section	14
Legal Subdivision	NASHS 1ST ADD
Legal Block	7
Legal Lot Number	4-7
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1010
Census Tract	10402

Owner

Source: Kent County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	99 9 MILE RD NE, COMSTOCK PARK, MI 49321-9680
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Warranty Deed, Transfer · Conventional Mortgage CHOICEONE BANK
Jul 16, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 7, 2019	Deed of Trust, Mortgage · Line of Credit HONOR CU
Mar 28, 2018	Grant Deed, Mortgage · Line of Credit HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Deed Document Number	202647553
Prior Transfer Date	Jan 1, 2005
Prior Transfer Doc	0000047028
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 12, 2026
Property Address	317 E DIVISION ST, SPARTA, MI 49345-1334
Document Number	0000068788
Instrument Date	Oct 2, 2026
Instrument	2026101268788
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	SUN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	99 9 MILE RD NE, COMSTOCK PARK, MI 49321-9680

Mortgage

Document Number	0000068791,
Date	Oct 12, 2026
Instrument	2026101268791

Lender

Name	CHOICEONE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 16, 2026
Property Address	317 E DIVISION ST, SPARTA, MI 49345-1334
Document Number	0000047553
Instrument Date	Jul 13, 2026
Instrument	202647553
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$143,925.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10505 PINE ISLAND DR, SPARTA, MI 49345-9449

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	317 E DIVISION ST, SPARTA, MI 49345-1334
Document Number	0000043645
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	444 W MICHIGAN AVE KALAMAZOO MI 490073714, KALAMAZOO, MI 49007-3714

Mortgage

Document Number	0000043645
Date	Jun 20, 2019
Instrument	43645

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KENT MI
Recording Date	Mar 28, 2018
Property Address	317 E DIVISION ST, SPARTA, MI 49345-1334
Instrument Date	Mar 9, 2018
Instrument	24015
Transaction Type	Mortgage
Record Updated	Apr 18, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	444 W MICHIGAN AVE KALAMAZOO MI 490073714, KALAMAZOO, MI 49007-3714

Mortgage

Document Number	0000024015
Date	Mar 28, 2018
Instrument	24015

Lender

Name	HONOR CU
Type	Credit Union
Address	8385 EDGEWOOD RD, BERRIEN SPRINGS, MI 49103-9004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,600 (+3.39%)	$293,200 (+3.39%)
2025	$6,358.00 (+20.83%)	$141,800 (+9.33%)	$283,600 (+9.33%)
2023		$129,700	$259,400
2019	$5,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1994–2013)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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