317 E Center St, Mount Morris, IL 61054 Property Records

Ogle County property record for 317 E Center St, Mount Morris, IL 61054

Property Summary

Property Type	Single Family Home
Details	1,041 sqft · built 1990
Lot Size	0.152 acres (6,657 sqft)
Owner	Individual Name on Record
Last Sale	$140,500 (Feb 2023)
Tax Bill	$4,318 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-26-328-002`

Property Details

APN / Parcel Number

Primary APN	`08-26-328-002`

Interior

Building Area	1,041 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	6,657 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide

Location & Zoning

Street Address	317 E CENTER ST
City	MOUNT MORRIS
State	IL
Zip	61054-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 20 EX E 16FT BRAYTONS ADD VIL MT MORRIS
Legal Subdivision	BRAYTONS ADD
Legal Lot Number	20
Jurisdiction	OGLE IL
Township / Civil Division	MOUNT MORRIS
Census Block Group	4
Census Block	4021
Census Tract	960900

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	317 E CENTER ST, MOUNT MORRIS, IL 61054-1511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Sep 19, 2017	Deed of Trust, Mortgage · Conventional with PMI FAY SVCNG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2023 · Amount on Record
Deed Sale	Feb 7, 2023 · Amount on Record
Deed Document Number	2023521
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Feb 7, 2023
Property Address	317 E CENTER ST, MOUNT MORRIS, IL 61054-1511
Document Number	0000000521
Instrument Date	Feb 6, 2023
Instrument	202300521
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E CENTER ST, MOUNT MORRIS, IL 61054-1511

Mortgage

Document Number	0000000522
Date	Feb 7, 2023
Instrument	202300522

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	317 E CENTER ST, MOUNT MORRIS, IL 61054-1511
Document Number	0000005572
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 E CENTER ST MOUNT MORRIS IL 610541511, MOUNT MORRIS, IL 61054-1511

Mortgage

Document Number	0000005572
Date	Sep 26, 2017
Instrument	5572

Lender

Name	FAY SVCNG LLC
Address	OAKBROOK TERRACE, IL 60181

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Sep 25, 2027

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Mount Morris Township
Municipality	Mount Morris Village
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,318.00 (+168.2%)	$49,309 (+7.43%) Land $2,770 Building $46,539	$147,927 (+7.43%) Land $8,310 Building $139,617
2023		$45,898 Land $3,952 Building $41,946	$137,694 Land $11,856 Building $125,838
2022	$1,610.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT MORRIS serves 2,861 people · EPA ID IL1410350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AirCell Fiber	1,000 / 300

May also be available: AaroBand, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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