317 E 4th St, Smiths Grove, KY 42171 Property Records

Warren County property record for 317 E 4th St, Smiths Grove, KY 42171

Property Summary

Property Type	Commercial
Details	3 bd · 1 ba · 1,371 sqft · built 1948
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$181,000 (Jun 2026)
Tax Bill	$1,011 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`080B-01-241`

Property Details

APN / Parcel Number

Primary APN	`080B-01-241`
Alternative APNs	`H0010154` `385449`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,371 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	156 sqft
Carport	Carport
Carport Area	156 sqft
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	317 E 4TH ST
City	SMITHS GROVE
State	KY
Zip	42171-8235
Property Category	Commercial
Property Type	Commercial > Retail
Legal Subdivision	DELUXE ADDITION
Legal Lot Number	241
Jurisdiction	WARREN KY
Township / Civil Division	SMITHS GROVE
Census Block Group	1
Census Block	1028
Census Tract	11600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Smiths Grove Historic District (Boundary Increase II & Additional Documentation) listed 2007 · 155 contributing resources · NRIS 06001194

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	317 E 4TH ST, SMITHS GROVE, KY 42171-8235
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed, Transfer · FHA Mortgage LIBERTY FEDERAL CREDIT UNION
Dec 17, 2025	Deed, Transfer · Commercial Mortgage FIRST SOUTHERN NATIONAL BANK
Dec 12, 2016	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 15, 2015	Commissioner's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Jan 21, 2026 · Amount on Record
Deed Document Number	20262173713
Deed Book / Page	1345 / 540
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jun 11, 2026
Property Address	317 E 4TH ST, SMITHS GROVE, KY 42171-8235
Document Number	0002173713
Book / Page	1345 / 540
Instrument Date	Jun 5, 2026
Instrument	20262173713
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	WAGON WHEEL TITLE AND ESCROW LLC, WAGON WHEEL TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,281.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	317 E 4TH ST, SMITHS GROVE, KY 42171-8235

Mortgage

Document Number	0002173713,
Date	Jun 11, 2026
Book Page	3654/668
Instrument	20262173713

Lender

Name	LIBERTY FEDERAL CREDIT UNION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Dec 17, 2025
Property Address	317 E 4TH ST, SMITHS GROVE, KY 42171-8235
Document Number	0D1335/457
Book / Page	D1335 / 457
Map Reference	MB 1 PG 29
Instrument Date	Dec 16, 2025
Instrument	2142625
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	FOUNTAIN STREET TITLE, FOUNTAIN SQUARE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$88.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1703 CHESTNUT ST, BOWLING GREEN, KY 42101-3503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 PREAKNESS WAY, BOWLING GREEN, KY 42104-8564

Mortgage

Document Number	0002142626
Date	Dec 17, 2025
Instrument	2142626

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 10, 2026

December 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Dec 12, 2016
Property Address	317 E 4TH ST, SMITHS GROVE, KY 42171-8235
Document Number	0D1130/515
Book / Page	D1130 / 515
Instrument Date	Dec 12, 2016
Instrument	926228
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 NEWMAN WAY, BOWLING GREEN, KY 42104-3817
Investor	Possibly a Property Investor

April 2015: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	WARREN KY
Recording Date	Apr 15, 2015
Property Address	317 E 4TH ST, SMITHS GROVE, KY 42171-8235
Document Number	0D1094/011
Book / Page	D1094 / 011
Map Reference	MB1 PG29
Instrument Date	Apr 14, 2015
Instrument	879225
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 E 10TH AVE, BOWLING GREEN, KY 42101-6803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 NEWMAN WAY, BOWLING GREEN, KY 42104-3817

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Municipality	Smiths Grove City
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,011.00 (+25.75%)	$114,100 (+29.66%)	$114,100 (+29.66%)
2023	$804.00	$88,000	$88,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: South Central Rural Telecommunications Cooperative.

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