317 E 2nd St, Wilton, IA 52778 Property Records

Muscatine County property record for 317 E 2nd St, Wilton, IA 52778

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,016 sqft · built 1982
Lot Size	0.386 acres (16,800 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (May 2024)
Tax Bill	$3,344 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0406311011`

Property Details

APN / Parcel Number

Primary APN	`0406311011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Building Area	1,016 sqft Living Area
1st Floor Area	816 sqft
Basement Area	960 sqft
Finished Basement	547 sqft
Unfinished Basement	413 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	16,800 sqft (0.386 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	1,120 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	292 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	317 E 2ND ST
City	WILTON
State	IA
Zip	52778-7735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-MIXED R
Legal Description	6-78-1W LOTS 9 & 10 BLK 28
Legal Subdivision	WILTON OT
Legal Block	28
Legal Lot Number	9,10
Jurisdiction	MUSCATINE IA
Township / Civil Division	WILTON
Census Block Group	4
Census Block	4043
Census Tract	50200

Owner

317 E 2nd St is owned and occupied by two individuals who bought it in May 2024.

Source: Muscatine County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	317 E 2ND ST, WILTON, IA 52778-7735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage RUHL MORTGAGE LLC
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK & TRUST
Sep 12, 2022	Warranty Deed, Transfer · VA Mortgage RUHL MORTGAGE LLC
Jun 29, 2018	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2024 · Amount on File
Deed Sale	May 30, 2024 · Amount on File
Prior Sale	Sep 12, 2022 · Amount on File
Deed Document Number	20242090
Prior Transfer Date	Jan 8, 2007
Prior Transfer Doc	0200702198
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	317 E 2ND ST, WILTON, IA 52778-7735
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E 2ND ST, WILTON, IA 52778-7735

Mortgage

Document Number	0202601283
Date	Mar 30, 2026
Instrument	2026-01283

Lender

Name	RUHL MORTGAGE LLC
Type	Mortgage Company
Address	1701 52ND AVE, MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	317 E 2ND ST, WILTON, IA 52778-7735
Transaction Type	Mortgage
Record Updated	Apr 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202104138
Date	Jul 16, 2021
Instrument	2021-04138

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Address	MUSCATINE, IA 52761

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Sep 12, 2022
Property Address	317 E 2ND ST, WILTON, IA 52778-7735
Document Number	0202205019
Instrument Date	Aug 29, 2022
Instrument	2022-05019
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	217 E 2ND ST, WILTON, IA 52778-9718

Mortgage

Document Number	0202205020
Date	Sep 12, 2022
Instrument	2022-05020

Lender

Name	RUHL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Jun 29, 2018
Property Address	317 E 2ND ST, WILTON, IA 52778-7735
Document Number	0201803446
Instrument Date	Jun 28, 2018
Instrument	2018-03446
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	300 E 2ND ST, WILTON, IA 52778-7734

Mortgage

Document Number	0201803447
Date	Jun 29, 2018
Instrument	2018-03447

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 317 E 2nd St was $3,344 with a homeowner's exemption, down 9.6% from the year before.

Source: Muscatine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Muscatine County
Municipality	Wilton City
Unified School District	Wilton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,344.00 (-9.62%) Homeowner's exemption	$228,320 Land $35,040 Building $193,280	$228,320 Land $35,040 Building $193,280
2024	$3,700.00
2023		$224,413 (+19.39%) Land $34,980 Building $189,433	$224,413 Land $34,980 Building $189,433
2022	$3,542.00	$187,970 Land $33,000 Building $154,970
2021			$187,970 Land $33,000 Building $154,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 E 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 317 E 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILTON WATER SUPPLY serves 2,924 people · EPA ID IA7078026
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WTC Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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