317 E 14th St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 317 E 14th St, Cedar Falls, IA 50613

Property Summary

Property Type	Duplex
Details	2 bd · 2.5 ba · 1,633 sqft · built 1928
Lot Size	0.249 acres (10,860 sqft)
Owner	Individual Name on Record
Tax Bill	$2,920 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`8914-13-209-022`

Property Details

APN / Parcel Number

Primary APN	`8914-13-209-022`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,633 sqft Total Area
1st Floor Area	808 sqft
Basement Area	1,067 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	10,860 sqft (0.249 acres)
Lot Dimensions	120 ft deep x 63 ft wide
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	317 E 14TH ST
City	CEDAR FALLS
State	IA
Zip	50613-4168
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	BEHRENS ADDITION PART LOT 1 EXC THAT PART DESC AS COM AT PT ON NELY LINE LOT 1 73.9 FT SELY OF NE COR TH W ON A LINE WHICH IS
Legal Range	14W
Legal Township	89N
Legal Section	13
Legal Subdivision	BEHRENS ADDITION
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1014
Census Tract	2301

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	317 E 14TH ST, CEDAR FALLS, IA 50613-4168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit CEDAR FALLS COMMUNITY CREDIT UNION
Sep 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CEDAR FALLS COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 2, 2021
Transfer Doc	0000005941
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 22, 2026
Property Address	317 E 14TH ST, CEDAR FALLS, IA 50613-4168
Document Number	0000005626
Instrument Date	Apr 16, 2026
Instrument	20265626
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E 14TH ST, CEDAR FALLS, IA 50613-4168

Mortgage

Document Number	0000005626,
Date	Apr 22, 2026
Instrument	20265626

Lender

Name	CEDAR FALLS COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 28, 2051

Interest

Rate	6.22%
Max Rate	-1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 16, 2021
Property Address	317 E 14TH ST, CEDAR FALLS, IA 50613-4168
Document Number	202200005941
Instrument Date	Feb 8, 2021
Instrument	202200005941
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E 14TH ST, CEDAR FALLS, IA 50613-4168

Mortgage

Document Number	202200005942
Date	Sep 16, 2021
Instrument	202200005942

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2051

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,920.00	$197,540 (+8.89%) Land $55,050 Building $142,490	$197,540 (+8.89%) Land $55,050 Building $142,490
2024	$2,920.00 (+13.09%)
2023		$181,420 (+22%) Land $36,700 Building $144,720	$181,420 (+22%) Land $36,700 Building $144,720
2022	$2,582.00 Homeowner's exemption	$148,710 Land $36,700 Building $112,010
2021			$148,710 Land $36,700 Building $112,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	13 (2008–2020)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Feb 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2016 · 6 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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