317 E 13th St, Holland, MI 49423 Property Records

Ottawa County property record for 317 E 13th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1951
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jun 2015)
Tax Bill	$3,084 (2025)
Deeds & Mortgages	Mar 2017 Transfer Apr 2007 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-16-28-351-023`

Property Details

APN / Parcel Number

Primary APN	`70-16-28-351-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	1,184 sqft
Unfinished Basement	1,184 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	317 E 13TH ST
City	HOLLAND
State	MI
Zip	49423-3665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	EAST 80 FT OF ALL THAT PT OF LOTS 8 & 9, BLK A DESC AS BEG AT A PT ON N LI OF 13TH ST 350 FT E OF THE SE COR OF LOT 1, BLK 4,
Legal Range	15W
Legal Township	05N
Legal Section	28
Legal Subdivision	ORIGINAL PLAT
Legal Block	4,A
Legal Lot Number	1,8-9
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2005
Census Tract	24901

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	317 E 13TH ST, HOLLAND, MI 49423-3665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2017	Intrafamily Transfer, Transfer ATTORNEY
Apr 30, 2007	Warranty Deed, Transfer · ARM MACATAWA BANK MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2015 · Amount on Record
Deed Sale	Jun 9, 2015 · Amount on Record
Prior Sale	Apr 30, 2007 · Amount on Record
Deed Document Number	201520891
Last Transfer Date	Mar 7, 2017
Transfer Doc	20170008367
Record Updated	Oct 29, 2026

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Mar 8, 2017
Property Address	317 E 13TH ST, HOLLAND, MI 49423-3665
Document Number	20170008367
Instrument Date	Mar 7, 2017
Instrument	2017-0008367
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E 13TH ST, HOLLAND, MI 49423-3665

April 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Apr 30, 2007
Property Address	317 E 13TH ST, HOLLAND, MI 49423-3665
Document Number	005415/201
Book / Page	5415 / 201
Instrument Date	Apr 27, 2007
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 E 13TH ST, HOLLAND, MI 49423-3665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2336 E 12TH ST, HOLLAND, MI 49423

Mortgage

Document Number	0005415203
Date	Apr 30, 2007
Instrument	5415/203

Lender

Name	MACATAWA BANK MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Max Rate	12.5%

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,200 (+4.58%)	$356,400 (+4.58%)
2025	$3,084.00 (+15.85%) Homeowner's exemption	$170,400 (+32.5%)	$340,800 (+32.5%)
2023		$128,600	$257,200
2022	$2,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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