317 Dover Ave, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 317 Dover Ave, Charlotte, NC 28209

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 3,797 sqft · built 2019
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$1,555,000 (Aug 2023)
Tax Bill$10,992 (2024)
Deeds & MortgagesMar 2026 Mortgage
Aug 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN147-055-05

Property Details

APN / Parcel Number

Primary APN147-055-05

Interior

Bedrooms6 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,797 sqft Living Area
Gross Area4,397 sqft
1st Floor Area1,995 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeFrame
Foundation TypeRaised
Roof TypeHip
Roof MaterialOther
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area600 sqft
PorchFinished/Open Porch
Porch Area192 sqft
Patio Area52 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address317 DOVER AVE
CityCHARLOTTE
StateNC
Zip28209-1908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL26 B15 M6-226
Legal SubdivisionGREYSTONE
Legal Block15
Legal Lot Number26
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2011
Census Tract3302

Owner

317 Dover Ave is owned and occupied by two individuals who bought it in August 2023.

Source: Mecklenburg County records, as of March 24, 2026

Owner of Record2 Individual Names on File
Mailing Address317 DOVER AVE, CHARLOTTE, NC 28209-1908
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 9, 2023Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jul 1, 2022Deed of Trust, Mortgage · Line of Credit
SHARONVIEW FCU
Sep 9, 2019Trustee's Deed, Construction Loan · Construction Mortgage
TRUSTMARK NAT'L BK
Jun 13, 2019Warranty Deed, Transfer · Commercial Mortgage
TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2023 · Amount on File
Deed SaleAug 9, 2023 · Amount on File
Prior SaleJun 13, 2019 · Amount on File
Deed Document Number202375839
Deed Book / Page38301 / 697
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address317 DOVER AVE, CHARLOTTE, NC 28209-1908
Transaction TypeMortgage
Record UpdatedMar 26, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 DOVER AVE, CHARLOTTE, NC 28209-1908

Mortgage

Document Number0000026754
DateMar 18, 2026
Book Page40274/120
Instrument2026026754
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2041

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 9, 2023
Property Address317 DOVER AVE, CHARLOTTE, NC 28209-1908
Document Number0000075839
Book / Page38301 / 697
Map ReferenceMB 6 PG 226
Instrument2023075839
Transaction TypeTransfer
Record UpdatedAug 21, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,110.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2575 W PLATT ST, TAMPA, FL 33609-3312

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 DOVER AVE, CHARLOTTE, NC 28209-1908

Mortgage

Document Number0000075840
DateAug 9, 2023
Instrument2023075840
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueSep 1, 2043

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address317 DOVER AVE, CHARLOTTE, NC 28209-1908
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000098301
DateJul 1, 2022
Book Page37473/469
Instrument2022098301
Lender
NameSHARONVIEW FCU
TypeCredit Union
AddressFORT MILL, SC 29716
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJun 29, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMECKLENBURG NC
Recording DateSep 9, 2019
Property Address317 DOVER AVE, CHARLOTTE, NC 28209-1908
Book / Page033829 / 000189
Instrument DateSep 6, 2019
Instrument118148
Transaction TypeConstruction Loan
Record UpdatedOct 1, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 DOVER AVE CHARLOTTE NC 282091908, CHARLOTTE, NC 28209-1908

Mortgage

Document Number0000118148
DateSep 9, 2019
Book Page033829/000189
Instrument118148
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressMOBILE, AL 36602
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueSep 8, 2020

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 13, 2019
Property Address317 DOVER AVE, CHARLOTTE, NC 28209-1908
Document Number0000072826
Book / Page33584 / 216
Map ReferenceMB 6 PG 226
Instrument DateJun 12, 2019
Instrument2019072826
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyINVESTORS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$692.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1420 ABBEY PL APT 317, 1420, CHARLOTTE, NC 28209-3072

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 DOVER AVE, CHARLOTTE, NC 28209-1908

Mortgage

Document Number0000072827
DateJun 13, 2019
Instrument2019072827
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term12 Months
DueJun 12, 2020

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,431,400 Land $522,500 Building $908,900$1,431,400 Land $522,500 Building $908,900
2024$10,992.00 (-20.42%)
2023$13,813.00$1,431,400 Land $522,500 Building $908,900$1,431,400 Land $522,500 Building $908,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Dover Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Dover Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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