317 Cypress Rd, Bradford, AR 72020 Property Records

White County property record for 317 Cypress Rd, Bradford, AR 72020

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,953 sqft · built 1998
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Tax Bill	$992 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-00865-000`

Property Details

APN / Parcel Number

Primary APN	`005-00865-000`
Alternative APN	`33358`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,953 sqft Living Area
1st Floor Area	1,116 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	798 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33358
Street Address	317 CYPRESS RD
City	BRADFORD
State	AR
Zip	72020-9274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S PT W 1/2 SE LS OUTSALE
Legal Range	04
Legal Township	09
Legal Section	05
Legal Subdivision	BRADFORD OUTLOTS
Jurisdiction	WHITE AR
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3063
Census Tract	70100

Owner

317 Cypress Rd is owned and occupied by an individual who acquired it in June 2018.

Source: White County records, as of October 1, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 92, BRADFORD, AR 72020-0092
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 2, 2018	Intrafamily Transfer, Transfer
Jun 28, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1994
Deed Sale	Jan 1, 1994
Deed Book / Page	538 / 429
Last Transfer Date	Jun 20, 2018
Transfer Doc	DEED2018/09873
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	317 CYPRESS RD, BRADFORD, AR 72020-9274
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2021/2961
Date	Feb 1, 2021
Book Page	MTG 2021/2961

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Dec 1, 2035

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITE AR
Recording Date	Jul 2, 2018
Property Address	317 CYPRESS RD, BRADFORD, AR 72020-9274
Document Number	DEED2018/10240
Book / Page	DEED 2018 / 10240
Instrument Date	Jun 21, 2018
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 CYPRESS RD, BRADFORD, AR 72020-9274

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITE AR
Recording Date	Jun 28, 2018
Property Address	317 CYPRESS RD, BRADFORD, AR 72020-9274
Document Number	DEED2018/09873
Book / Page	DEED 2018 / 09873
Instrument Date	Jun 20, 2018
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 CYPRESS RD, BRADFORD, AR 72020-9274

Mortgage

Document Number	MTG201813031
Date	Jun 28, 2018
Instrument	MTG 2018/13031

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 317 Cypress Rd was $992 with a homeowner's exemption.

Source: White County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Bradford City
County	White County
Unified School District	Bradford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$992.00 Homeowner's exemption	$22,860 Land $1,400 Building $21,460	$114,300 Land $7,000 Building $107,300
2023	$567.00 Homeowner's exemption	$22,860 Land $1,400 Building $21,460	$114,300 Land $7,000 Building $107,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Cypress Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (2009–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Feb 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Associated Flooding, May 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Cypress Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Arkansas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD WATERWORKS serves 986 people · EPA ID AR0000587
Water Source	Groundwater
Last State Inspection	Nov 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

May also be available: T-Mobile, Verizon.

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