317 Creekside Dr, Buffalo, MN 55313 Property Records

Wright County property record for 317 Creekside Dr, Buffalo, MN 55313

Property Summary

Property Type	Townhouse
Details	2 bd · 5 ba · 1,400 sqft · built 1998
Lot Size	0.04 acres (1,764 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Sep 2026)
Tax Bill	$2,874 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`103-142-001040`

Property Details

APN / Parcel Number

Primary APN	`103-142-001040`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,400 sqft Living Area
1st Floor Area	924 sqft
Basement Area	504 sqft
Finished Basement	504 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	1,764 sqft (0.04 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	317 CREEKSIDE DR
City	BUFFALO
State	MN
Zip	55313-8922
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SECT-29 TWP-120 RANGE-025 WILLOW RIDGE TOWNHOMES 3RD ADD LOT-004 BLOCK-001 -004 BLOCK-001
Legal Range	025
Legal Township	120
Legal Section	29
Legal Subdivision	WILLOW RIDGE TOWNHOMES 3RD ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3003
Census Tract	100701

Owner

Source: Wright County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	317 CREEKSIDE DR, BUFFALO, MN 55313-8922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
May 18, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 5, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2026 · Amount on Record
Deed Sale	Sep 17, 2026 · Amount on Record
Prior Sale	Sep 29, 2023 · Amount on Record
Deed Document Number	20261612552
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 17, 2026
Property Address	317 CREEKSIDE DR, BUFFALO, MN 55313-8922
Document Number	0001612552
Instrument Date	Sep 15, 2026
Instrument	20261612552
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	LAKE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$83,291.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	317 CREEKSIDE DR, BUFFALO, MN 55313-8922

Mortgage

Document Number	0001612553,
Date	Sep 17, 2026
Instrument	20261612553

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0001612554,
Date	Sep 17, 2026
Instrument	20261612554

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Recording Date	May 18, 2026
Property Address	317 CREEKSIDE DR, BUFFALO, MN 55313-8922
Document Number	0001602858
Instrument Date	May 13, 2026
Instrument	20261602858
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 CREEKSIDE DR, BUFFALO, MN 55313-8922

Mortgage

Document Number	0001602858,
Date	May 18, 2026
Instrument	20261602858

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 6, 2023
Property Address	317 CREEKSIDE DR, BUFFALO, MN 55313-8922
Document Number	00A1540118
Instrument Date	Sep 29, 2023
Instrument	A1540118
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY QUALIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	317 CREEKSIDE DR, BUFFALO, MN 55313-8922

Mortgage

Document Number	00A1540119
Date	Oct 6, 2023
Instrument	A1540119

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	317 CREEKSIDE DR, BUFFALO, MN 55313-8922
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PILLAR TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001405921
Date	Sep 18, 2019
Instrument	1405921

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 5, 2018
Property Address	317 CREEKSIDE DR, BUFFALO, MN 55313-8922
Document Number	0001383461
Instrument Date	Oct 30, 2018
Instrument	1383461
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	CENTRAL LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 CREEKSIDE DR, BUFFALO, MN 55313-8922

Mortgage

Document Number	0001383463
Date	Nov 5, 2018
Instrument	1383463

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,874.00 (+0.28%)	$267,700 (+6.61%) Land $40,000 Building $227,700	$267,700 (+6.61%) Land $40,000 Building $227,700
2025		$251,100 (-2.83%) Land $30,000 Building $221,100	$251,100 (-2.83%) Land $30,000 Building $221,100
2023	$2,866.00 (+19.62%)	$258,400 Land $35,000 Building $223,400	$258,400 Land $35,000 Building $223,400
2022	$2,396.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1983–1986)
Most Recent Claim	Aug 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon, Xtratyme Technologies.

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