317 Cooper St, Rockwall, TX 75087 Property Records

Rockwall County property record for 317 Cooper St, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,929 sqft · built 2019
Lot Size	0.356 acres (15,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$416,500 (May 2020)
Tax Bill	$2,418 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R90161`

Property Details

APN / Parcel Number

Primary APN	`R90161`
Alternative APNs	`S4696-000F-0006-00-0R` `90161`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,929 sqft Living Area
Gross Area	4,107 sqft
1st Floor Area	2,929 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,490 sqft (0.356 acres)
Lot Dimensions	175 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	317 COOPER ST
City	ROCKWALL
State	TX
Zip	75087-0070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE PH 1, THE, BLOCK F, LOT 6
Legal Subdivision	PRESERVE PH 1, THE
Legal Tract	6
Legal Block	F
Legal Lot Number	6
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	3
Census Block	3000
Census Tract	40101

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 COOPER ST, ROCKWALL, TX 75087-0070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage SFMC LP
Aug 29, 2019	Loan Modification, Mortgage · Line of Credit TEXAS CAP BK
Aug 29, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2020 · Amount on Record
Deed Sale	May 6, 2020 · Amount on Record
Deed Document Number	20209262
Prior Transfer Date	Apr 30, 2020
Prior Transfer Doc	0000009262
Record Updated	Sep 20, 2026

May 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	May 6, 2020
Property Address	317 COOPER ST, ROCKWALL, TX 75087-0070
Document Number	0000009262
Map Reference	CAB J PG 43
Instrument Date	Apr 30, 2020
Instrument	20200000009262
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 GEARS RD STE 400, 450, HOUSTON, TX 77067-4513

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	317 COOPER ST, ROCKWALL, TX 75087-0070

Mortgage

Document Number	0000009263
Date	May 6, 2020
Instrument	20200000009263

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Recording Date	Aug 29, 2019
Property Address	317 COOPER ST, ROCKWALL, TX 75087-0070
Instrument Date	Aug 27, 2019
Instrument	14975
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	450 GEARS RD #400 HOUSTON TX 770674513, 400, HOUSTON, TX 77067-4513

Mortgage

Document Number	0000014975
Date	Aug 29, 2019
Instrument	14975

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKWALL TX
Recording Date	Aug 29, 2019
Property Address	317 COOPER ST, ROCKWALL, TX 75087-0070
Document Number	0000014974
Instrument Date	Aug 27, 2019
Instrument	14974
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1600 N COLLINS BLVD #1400 RICHARDSON TX 750803669, 1400, RICHARDSON, TX 75080-3669

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$697,882 (+1%)	$721,849 (+12.63%) Land $126,000 Building $595,849
2025	$2,418.00 (-28.42%) Homeowner's exemption Senior Citizen's exemption	$634,438 (-4.33%)	$640,889 (-3.36%) Land $105,000 Building $535,889
2024	$3,378.00 (-0.27%)
2023	$3,387.00 (-34.97%) Homeowner's exemption Senior Citizen's exemption	$663,169 Land $120,750 Building $542,419	$663,169 Land $120,750 Building $542,419
2021	$5,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Verizon.

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