317 Co Rd 425, Oxford, MS 38655 Property Records

Lafayette County property record for 317 Co Rd 425, Oxford, MS 38655

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2 ba · 1,248 sqft · built 2022
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on File
Tax Bill	$3,273 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`205-21-017.04`

Property Details

APN / Parcel Number

Primary APN	`205-21-017.04`
Alternative APN	`38324`

Interior

Full Baths	2 Baths
Building Area	1,248 sqft Total Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	653,400 sqft (15 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	5 Parking Spaces
Utility Building	120 sqft

Location & Zoning

Account Number	38324
Street Address	317 COUNTY ROAD 425
City	OXFORD
State	MS
Zip	38655-8745
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	PT S1/2 SW1/4
Legal Range	01W
Legal Township	09S
Legal Section	21
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	1
Census Block	1032
Census Tract	950507

Owner

317 Co Rd 425, an agricultural property, is owned and occupied by an individual.

Source: Lafayette County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	317 COUNTY ROAD 425, OXFORD, MS 38655-8745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	317 COUNTY ROAD 425, OXFORD, MS 38655-8745
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	MISSISSIPPI TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201901849
Date	Mar 18, 2019
Instrument	201901849

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Feb 8, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 317 Co Rd 425 was $3,273 with a homeowner's exemption.

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Unified School District	Lafayette County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,273.00 Homeowner's exemption	$34,033	$338,950 Land $13,750 Building $325,200
2023	$280.00	$2,624	$17,490 Land $13,900 Building $3,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Co Rd 425 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Co Rd 425 is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENMARK WATER ASSOCIATION public/private · serves 499 people · EPA ID MS0360051
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20