317 Circle Dr, Morehead, KY 40351 Property Records

Rowan County property record for 317 Circle Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	1,312 sqft
Owner	Individual Name on Record
Last Sale	$370,000 (May 2025)
Tax Bill	$987 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit May 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032-40 00 050.00`

Property Details

APN / Parcel Number

Primary APN	`032-40 00 050.00`
Alternative APNs	`6828` `6829` `7535`

Interior

Stories	1 Story
Building Area	1,312 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	7535
Street Address	317 CIRCLE DR
City	MOREHEAD
State	KY
Zip	40351-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	% HOUSE & LOT #91 LAKEVIEW HGTS
Legal Subdivision	LAKEVIEW HEIGHTS
Legal Lot Number	91
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2012
Census Tract	950201

Owner

Source: Rowan County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17404 TRINITY DR, HESPERIA, CA 92345-1848
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON
May 30, 2025	Deed, Transfer
Mar 6, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Mar 6, 2024 · Amount on Record
Deed Document Number	2037355
Deed Book / Page	D295 / 681
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	317 CIRCLE DR, MOREHEAD, KY 40351-9748
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A468/576
Date	Apr 3, 2024
Book Page	A468/576
Instrument	2029081

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	MOREHEAD, KY 40351

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Mar 27, 2025

Interest

Rate Type	Adjustable Rate

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	May 30, 2025
Property Address	317 CIRCLE DR, MOREHEAD, KY 40351-9748
Document Number	00D295/681
Book / Page	D295 / 681
Map Reference	CAB 1 SL 125
Instrument Date	May 30, 2025
Instrument	2037355
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1670 JACKSON DR, MOREHEAD, KY 40351-8304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17404 TRINITY DR, HESPERIA, CA 92345-1848

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Mar 6, 2024
Property Address	317 CIRCLE DR, MOREHEAD, KY 40351-9748
Document Number	00D290/859
Book / Page	D290 / 859
Map Reference	CAB I SL 125
Instrument Date	Feb 29, 2024
Instrument	2028466
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$18.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1164 N 89TH ST, MESA, AZ 85207-5018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1670 JACKSON DR, MOREHEAD, KY 40351-8304

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Lakeview Heights City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$987.00 (+363.38%)	$118,000 (+372%) Land $18,000 Building $100,000	$118,000 (+372%) Land $18,000 Building $100,000
2023	$213.00	$25,000 Land $25,000	$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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