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317 Chestnut St, Winona, MN 55987 Property Records

Winona County property record for 317 Chestnut St, Winona, MN 55987

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 740 sqft · built 1890
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on File
Tax Bill$570 (2026)
Deeds & MortgagesOct 2012 Mortgage
Jul 2025 Mortgage
APN32.300.2290

Property Details

APN / Parcel Number

Primary APN32.300.2290

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area740 sqft Living Area
1st Floor Area740 sqft
Basement Area740 sqft
Unfinished Basement740 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialVinyl
Roof MaterialAsphalt
Lot Area1,742 sqft (0.04 acres)
Lot Dimensions65 ft deep x 27 ft wide

Exterior Amenities

PorchPorch
Porch Area85 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Street Address317 CHESTNUT ST
CityWINONA
StateMN
Zip55987-4004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-26 TWP-107 RANGE-007 LAIRDS ADDITION LOT-010 BLOCK-023 NLY 27' LOT 10 & N 27' OF E 15' LOT 9
Legal Range007
Legal Township107
Legal Section26
Legal SubdivisionLAIRDS ADDITION
Legal Block23
Legal Lot Number9-10
JurisdictionWINONA MN
Township / Civil DivisionWINONA
Census Block Group1
Census Block1020
Census Tract670600

Owner

Source: Winona County records · APN 32.300.2290

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address317 CHESTNUT ST, WINONA, MN 55987-4004
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2012Deed of Trust, Mortgage
WELLS FARGO BANK NA
Jul 02, 2025Intrafamily Transfer, Transfer · FHA Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJun 25, 2025
Transfer Doc000A661380
Record UpdatedJun 08, 2026

October 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address317 CHESTNUT ST, WINONA, MN 55987-4004
Transaction TypeMortgage
Record UpdatedFeb 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A568068
DateOct 25, 2012
InstrumentA568068
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressPO BOX 11758, NEWARK, NJ 07101
Agreement
AmountAmount Recorded
Term360 Months
DueNov 01, 2042
Interest
Rate4.37%

July 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWINONA MN
Recording DateJul 02, 2025
Property Address317 CHESTNUT ST, WINONA, MN 55987-4004
Document Number000A661380
Instrument DateJun 25, 2025
InstrumentA661380
Transaction TypeTransfer
Record UpdatedFeb 20, 2026
Title CompanyWFG LENDER SERVICES

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address317 CHESTNUT ST, WINONA, MN 55987-4004

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address317 CHESTNUT ST, WINONA, MN 55987-4004

Mortgage

Document Number000A661381
DateJul 02, 2025
InstrumentA661381
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2055

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalityWinona City
Unified School DistrictWinona Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$570.00 (+4.4%)
2025$546.00 (+17.17%) Homeowner's exemption$71,000 (+1.14%) Land $18,000 Building $53,000$71,000 (+1.14%) Land $18,000 Building $53,000
2023$466.00 Homeowner's exemption$70,200 Land $17,300 Building $52,900$70,200 Land $17,300 Building $52,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271696706001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (1991)
Most Recent ClaimJul 1991 · river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 770 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Hiawatha Broadband Communications, LTD Broadband, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemWinona
serves 27,782 people
Water SourceGroundwater
Last State InspectionMar 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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