317 Cedar St, Emerald Isle, NC 28594 Property Records

Carteret County property record for 317 Cedar St, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,050 sqft · built 1966
Lot Size	0.222 acres (9,670 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Aug 2018)
Tax Bill	$1,989 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5393.05.19.6840000`

Property Details

APN / Parcel Number

Primary APN	`5393.05.19.6840000`
Alternative APNs	`182053` `39954`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,050 sqft Heated Area
Gross Area	1,794 sqft
1st Floor Area	1,050 sqft
Utility Area	64 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,670 sqft (0.222 acres)
Lot Dimensions	132 ft deep x 75 ft wide

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Deck Area	41 sqft
Utility Building	26 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	39954
Street Address	317 CEDAR ST
City	EMERALD ISLE
State	NC
Zip	28594-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L10 BD OCEAN FOREST
Legal Subdivision	OCEAN FOREST S/D
Legal Block	19
Legal Lot Number	10
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1004
Census Tract	970904

Owner

317 Cedar St is owned by an individual who bought it in August 2018.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	117 DRYSDALE CT, CARY, NC 27511-6696
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH STATE BANK
Aug 30, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Prior Sale	Aug 30, 2007 · Amount on File
Deed Document Number	20181618265
Deed Book / Page	1618 / 265
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	317 CEDAR ST, EMERALD ISLE, NC 28594-2804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016860246
Date	Sep 4, 2020
Book Page	1686/246
Instrument	1686246

Lender

Name	NORTH STATE BANK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Aug 30, 2018
Property Address	317 CEDAR ST, EMERALD ISLE, NC 28594-2804
Document Number	0016180265
Book / Page	1618 / 265
Map Reference	MB6 PG3
Instrument Date	Aug 24, 2018
Instrument	1618265
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1521 W QUEEN ST, 1521, EDENTON, NC 27932-9208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 DRYSDALE CT, CARY, NC 27511-6696

Mortgage

Document Number	1618266
Date	Aug 30, 2018
Instrument	1618266

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 317 Cedar St was $1,989.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,716 (-) Land $247,582 Building $224,134	$471,716 (-) Land $247,582 Building $224,134
2025	$1,989.00	$471,716 Land $247,582 Building $224,134	$471,716 Land $247,582 Building $224,134
2023		$232,963 Land $134,895 Building $98,068	$232,963 Land $134,895 Building $98,068
2022	$1,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	21 (1996–2018)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Ophelia, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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