317 Carmel Ln, Clovis, NM 88101 Property Records

Curry County property record for 317 Carmel Ln, Clovis, NM 88101

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Tax Bill	$1,650 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Dec 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28271`

Property Details

APN / Parcel Number

Primary APN	`28271`
Alternative APNs	`1-213-011-292-116-00` `15586` `30679`

Location & Zoning

Account Number	30679
Street Address	317 CARMEL LN
City	CLOVIS
State	NM
Zip	88101-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALMOND RANCH ESTATES UNIT 1 BLOCK 2 LOT 34
Legal Subdivision	ALMOND RANCH ESTATES
Legal Block	2
Legal Lot Number	34
Legal Unit	1
Jurisdiction	CURRY NM
Township / Civil Division	CLOVIS
Census Block Group	2
Census Block	2032
Census Tract	303

Owner

317 Carmel Ln is owned and occupied by an individual who acquired it in December 2024.

Source: Curry County records, as of March 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	317 CARMEL LN, CLOVIS, NM 88101-1717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2024	Warranty Deed, Transfer · FHA Mortgage BELL BANK
Dec 20, 2024	Warranty Deed, Transfer · FHA Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2024
Deed Sale	Dec 20, 2024
Prior Sale	Dec 20, 2024
Deed Document Number	2024006518
Deed Book / Page	2024 / 6518
Record Updated	Jun 8, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRY NM
Recording Date	Dec 20, 2024
Property Address	317 CARMEL LN, CLOVIS, NM 88101-1717
Document Number	02024/6518
Book / Page	2024 / 6518
Instrument Date	Dec 19, 2024
Instrument	2024006158
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	CURRY COUNTY ABSTRACT AND TITLE, CURRY COUNTY ABSTRACT & TITL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 CARMEL LN, CLOVIS, NM 88101-1717

Mortgage

Document Number	2024006519
Date	Dec 20, 2024
Instrument	2024006519

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRY NM
Recording Date	Dec 20, 2024
Property Address	317 CARMEL LN, CLOVIS, NM 88101-1717
Document Number	02024/6518
Book / Page	2024 / 6518
Instrument Date	Dec 19, 2024
Instrument	2024006518
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	CURRY COUNTY ABSTRACT AND TITLE, CURRY COUNTY ABSTRACT & TITL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 CARMEL LN, CLOVIS, NM 88101-1717

Mortgage

Document Number	2024006519
Date	Dec 20, 2024
Instrument	2024006519

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 317 Carmel Ln was $1,650, up 3.9% from the year before.

Source: Curry County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Curry County
Municipality	Clovis City
Unified School District	Clovis Municipal Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,650.00 (+3.9%)	$65,304 (+3%) Land $5,172 Building $60,132	$195,912 (+3%) Land $15,516 Building $180,396
2024	$1,588.00	$63,403 (+3%) Land $5,022 Building $58,381	$190,209 (+3%) Land $15,066 Building $175,143
2023		$61,557 (+3%) Land $4,876 Building $56,681	$184,671 (+3%) Land $14,628 Building $170,043
2022		$59,765 Land $4,734 Building $55,031	$179,295 Land $14,202 Building $165,093

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Carmel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Carmel Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.6% of New Mexico
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR WATER NEW MEXICO INC CLOVIS private · serves 41,066 people · EPA ID NM3527305
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plateau Telecommunications Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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