317 Bluebonnet Cir, Mc Gregor, TX 76657 Property Records

McLennan County property record for 317 Bluebonnet Cir, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,720 sqft · built 1979
Lot Size	0.43 acres (18,720 sqft)
Owner	2 Company Names on File
Last Sale	$425,600 (Jul 2022)
Tax Bill	$6,496 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-231000-009800-1`

Property Details

APN / Parcel Number

Primary APN	`36-231000-009800-1`
Alternative APNs	`3623100000980010111` `143699`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,720 sqft Living Area
Gross Area	3,204 sqft
1st Floor Area	2,720 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1991
Exterior Material	Stone
Construction Type	Wood
Roof Type	Flat
Roof Material	Wood Shingle
Lot Area	18,720 sqft (0.43 acres)
Lot Dimensions	156 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	1,500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	204 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	317 BLUEBONNET CIR
City	MCGREGOR
State	TX
Zip	76657-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HARRIS CREEK CTRY EST LOT 8 BLOCK A ACRES .4298
Legal Subdivision	HARRIS CREEK CTRY EST
Legal Block	A
Legal Lot Number	8
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	2
Census Block	2015
Census Tract	3901

Owner

317 Bluebonnet Cir is owned by a company that bought it in July 2022 and is owner-occupied.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Company Names on File
Mailing Address	317 BLUEBONNET CIR, MCGREGOR, TX 76657-9510
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	Feb 26, 2015 · Amount on File
Deed Document Number	202229289
Record Updated	Oct 29, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 14, 2022
Property Address	317 BLUEBONNET CIR # 8, 8, MC GREGOR, TX 76657-9510
Document Number	0000029289
Map Reference	VOL 1251 PG 406
Instrument Date	Jul 14, 2022
Instrument	2022029289
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	317 BLUEBONNET CIR, MC GREGOR, TX 76657-9510

Mortgage

Document Number	0000029290
Date	Jul 14, 2022
Instrument	2022029290

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	Other
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 317 Bluebonnet Cir was $6,496 with a homeowner's exemption, down 4.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,336 (+8.08%) Land $43,056 Building $389,280	$432,336 (+8.08%) Land $43,056 Building $389,280
2025	$6,496.00 (-4.79%) Homeowner's exemption	$400,000 Land $39,310 Building $360,690	$400,000 Land $39,310 Building $360,690
2024	$6,823.00
2023		$399,730 Land $39,310 Building $360,420	$399,730 Land $39,310 Building $360,420
2022	$6,845.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Bluebonnet Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Bluebonnet Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20