Kandiyohi County property record for 317 Bernard St, Willmar, MN 56201
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 884 sqft · built 1947 |
| Lot Size | 0.286 acres (12,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,000 (Aug 2019) |
| Tax Bill | $2,762 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 95-220-0820 |
| Primary APN | 95-220-0820 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 884 sqft Total Area |
| Basement Area | 664 sqft |
| Finished Basement | 664 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 12,498 sqft (0.286 acres) |
| Garage Type | Detached |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 317 BERNARD ST |
|---|---|
| City | WILLMAR |
| State | MN |
| Zip | 56201-3649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FERRING'S ADDITION W 100' OF LOT 10 & ALL OF LOT 11 |
| Legal Range | 035 |
| Legal Township | 119 |
| Legal Section | 14 |
| Legal Subdivision | FERRINGS ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 10-11 |
| Jurisdiction | KANDIYOHI MN |
| Township / Civil Division | WILLMAR |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 780800 |
317 Bernard St is owned and occupied by an individual who bought it in August 2019.
Source: Kandiyohi County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 317 BERNARD ST, WILLMAR, MN 56201-3649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 7, 2019 | Warranty Deed, Transfer QUALITY TITLE/WILLMAR LLC, QUALITY TITLE OF WILLMAR INC |
| Aug 7, 2019 | Quit Claim Deed, Transfer QUALITY TITLE/WILLMAR LLC, QUALITY TITLE OF WILLMAR INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2019 · Amount on File |
| Deed Sale | Aug 7, 2019 · Amount on File |
| Deed Document Number | 2019660171 |
| Prior Transfer Date | Jul 30, 2019 |
| Prior Transfer Doc | 660170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Property Address | 317 BERNARD ST, WILLMAR, MN 56201-3649 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 682366 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 682366 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Aug 7, 2019 |
| Property Address | 317 BERNARD ST, WILLMAR, MN 56201-3649 |
| Document Number | 660171 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 660171 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | QUALITY TITLE/WILLMAR LLC, QUALITY TITLE OF WILLMAR INC |
| Amount | Amount on Record |
|---|---|
| Tax | $491.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 317 BERNARD ST, WILLMAR, MN 56201-3649 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Aug 7, 2019 |
| Property Address | 317 BERNARD ST, WILLMAR, MN 56201-3649 |
| Document Number | 660170 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 660170 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | QUALITY TITLE/WILLMAR LLC, QUALITY TITLE OF WILLMAR INC |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 317 BERNARD ST, WILLMAR, MN 56201-3649 |
The 2026 property tax bill for 317 Bernard St was $2,762 with a homeowner's exemption, up 12.8% from the year before.
Source: Kandiyohi County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Kandiyohi County |
| Municipality | Willmar City |
| Unified School District | Willmar Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,762.00 (+12.83%) Homeowner's exemption | $207,200 (+0.97%) Land $16,900 Building $190,300 | $207,200 (+0.97%) Land $16,900 Building $190,300 |
| 2025 | $2,448.00 Homeowner's exemption | $205,200 Land $16,900 Building $188,300 | $205,200 Land $16,900 Building $188,300 |
| 2023 | $1,864.00 Homeowner's exemption | $164,300 Land $16,900 Building $147,400 | $164,300 Land $16,900 Building $147,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 317 Bernard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 9, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 317 Bernard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Willmar serves 21,991 people · EPA ID MN1340016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Copper | 1.66 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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