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317 Bernard Rd, Jacksonville, FL 32218 Property Records

Duval County property record for 317 Bernard Rd, Jacksonville, FL 32218

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,036 sqft · built 1959
Lot Size3.08 acres (134,596 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Jul 2021)
Tax Bill$1,801 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Jul 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN108183-0000

Property Details

APN / Parcel Number

Primary APN108183-0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,036 sqft Living Area
Gross Area1,164 sqft
1st Floor Area936 sqft
FlooringWood
Interior WallsPlywood

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area134,596 sqft
Lot Dimensions125 ft deep x 75 ft wide
View / LotPond
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address317 BERNARD RD
CityJACKSONVILLE
StateFL
Zip32218-6844
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-120
Legal Description19-90 40-1N-27E PLEASANT PRAIRIE S/D PT LOT 27
Legal Range27E
Legal Township01N
Legal Section40
Legal SubdivisionPLEASANT PRAIRIE
Legal Lot Number27
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group2
Census Block2017
Census Tract10101

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address317 BERNARD RD, JACKSONVILLE, FL 32218-6844
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Deed of Trust, Mortgage · Line of Credit
CAPITAL CITY BANK
Jul 6, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 1, 2019Warranty Deed, Transfer
ATTORNEY ONLY
May 1, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2021 · Amount on Record
Deed SaleJul 6, 2021 · Amount on Record
Prior SaleMay 1, 2019 · Amount on Record
Deed Document Number2021167963
Deed Book / Page19794 / 290
Prior Transfer DateSep 28, 2018
Prior Transfer Doc0187751241
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address317 BERNARD RD, JACKSONVILLE, FL 32218-6844
Transaction TypeMortgage
Record UpdatedDec 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 BERNARD RD, JACKSONVILLE, FL 32218-6844

Mortgage

Document Number0216961940
DateNov 20, 2025
Book Page21696/1940
Instrument2025267692
Lender
NameCAPITAL CITY BANK
TypeBank
AddressTALLAHASSEE, FL 32302
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueDec 10, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJul 6, 2021
Property Address317 BERNARD RD, JACKSONVILLE, FL 32218-6844
Document Number0197940290
Book / Page19794 / 290
Map ReferenceMB 19 PG 90
Instrument DateJun 9, 2021
Instrument2021167963
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,575.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1415 ATLANTIC BLVD, NEPTUNE BEACH, FL 32266-1701

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
AddressPO BOX 15436, FERNANDINA BEACH, FL 32035-3108

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMay 1, 2019
Property Address317 BERNARD RD, JACKSONVILLE, FL 32218-6844
Document Number0187751243
Book / Page018775 / 001243
Instrument DateMar 30, 2019
Instrument99944
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$924.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1415 ATLANTIC BLVD NEPTUNE BEACH FL 322661701, NEPTUNE BEACH, FL 32266-1701

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUVAL FL
Recording DateMay 1, 2019
Property Address317 BERNARD RD, JACKSONVILLE, FL 32218-6844
Document Number0187751241
Book / Page018775 / 001241
Instrument DateSep 28, 2018
Instrument99943
Transaction TypeTransfer
Record UpdatedMay 23, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 460 AWENDAW SC 294290460, AWENDAW, SC 29429-0460

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$124,708 (+2.7%)$189,734 (+2.16%) Land $55,766 Building $133,968
2025$1,801.00 (-50.43%) Homeowner's exemption$121,430 (-31.32%)$185,729 (+5.05%) Land $50,970 Building $134,759
2024$3,633.00 (+7.29%)
2023$3,386.00 (+4.54%)$176,805 (-0.56%) Land $45,870 Building $130,935$176,805 (-0.56%) Land $45,870 Building $130,935
2022$3,239.00$177,806 Land $53,010 Building $124,796$177,806 Land $53,010 Building $124,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims2 (2017–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2019 · Hurricane Dorian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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