317 Aqua Dr, Forest City, NC 28043 Property Records

Rutherford County property record for 317 Aqua Dr, Forest City, NC 28043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,968 sqft · built 1973
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,000 (Oct 2011)
Tax Bill	$1,726 (2025)
Deeds & Mortgages	May 2019 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0423104`

Property Details

APN / Parcel Number

Primary APN	`0423104`
Alternative APNs	`423104` `8229`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,968 sqft Heated Area
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Carport
Garage Area	330 sqft
Carport	Carport
Carport Area	330 sqft

Exterior Amenities

Porch	Patio
Porch Area	312 sqft
Deck Area	182 sqft
Patio Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	317 AQUA DR
City	FOREST CITY
State	NC
Zip	28043-6558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15ETJ
Legal Description	FOREST LAKE ACRES LO:30 BL:C PL:6-123
Legal Subdivision	FOREST LAKE ACRES SUBDIVISION
Legal Lot Number	30
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COOL SPRING
Census Block Group	4
Census Block	4009
Census Tract	960700

Owner

Source: Rutherford County records, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 AQUA DR, FOREST CITY, NC 28043-6558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2019	Deed of Trust, Mortgage · VA Mortgage FIFTH THIRD MORTGAGE CO
Jul 5, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Jul 2, 2018	Deed of Trust, Mortgage · VA Mortgage FIFTH THIRD MTG
Apr 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2011 · Amount on Record
Deed Sale	Oct 28, 2011 · Amount on Record
Deed Document Number	20113939
Deed Book / Page	1032 / 50
Last Transfer Date	Jul 4, 2018
Transfer Doc	0020100814
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	317 AQUA DR, FOREST CITY, NC 28043-6558
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220565
Date	May 8, 2019
Book Page	2022/0565

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Aug 1, 2048

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 5, 2018
Property Address	317 AQUA DR, FOREST CITY, NC 28043-6558
Document Number	0020100814
Book / Page	2010 / 814
Map Reference	MB 6 PG 123
Instrument Date	Jul 4, 2018
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 AQUA DR, FOREST CITY, NC 28043-6558

Mortgage

Document Number	0002010818
Date	Jul 5, 2018
Instrument	2010/818

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	317 AQUA DR, FOREST CITY, NC 28043-6558
Document Number	0020221294
Instrument Date	Jul 2, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0020221294
Date	May 14, 2019
Book Page	002022/001294

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 24, 2017
Property Address	317 AQUA DR, FOREST CITY, NC 28043-6558
Document Number	0011490187
Book / Page	001149 / 000187
Instrument Date	Apr 21, 2017
Instrument	10117
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	317 AQUA DR FOREST CITY NC 280436558, FOREST CITY, NC 28043-6558

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,726.00 (+20.78%)	$303,500 (-) Land $28,000 Building $275,500	$303,500 (-) Land $28,000 Building $275,500
2023		$303,500 Land $28,000 Building $275,500	$303,500 Land $28,000 Building $275,500
2022	$1,429.00
2021	$1,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FOREST CITY serves 21,521 people · EPA ID NC0181010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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