Cape May County and Stone Harbor Borough property record for 317 89th St, Stone Harbor, NJ 08247
| Property Type | Single Family Home |
|---|---|
| Details | 2,770 sqft · built 2014 |
| Lot Size | 0.146 acres (6,338 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,300,000 (Oct 2018) |
| Tax Bill | $17,218 (2024) |
| Deeds & Mortgages | Nov 2019 Mortgage Oct 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 10-00090-91-00160 |
| Primary APN | 10-00090-91-00160 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,770 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Construction Type | Frame |
| Lot Area | 6,338 sqft (0.146 acres) |
| Lot Dimensions | 100 ft deep x 63 ft wide |
| Street Address | 317 89TH ST |
|---|---|
| City | STONE HARBOR |
| State | NJ |
| Zip | 08247-1502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | L162 |
| Legal Subdivision | STONE HARBOR PLAN C |
| Legal Block | 90.91 |
| Legal Lot Number | 160 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | STONE HARBOR |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 20901 |
317 89th St is owned by two individuals who bought it in October 2018.
Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3776 STEVEN JAMES DR, GARNET VALLEY, PA 19060-1826 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2019 | Deed of Trust, Mortgage FINANCE OF AMERICA MTG |
| Oct 22, 2018 | Grant Deed, Transfer FINANCE OF AMERICA MTG |
| Jul 17, 2018 | Deed of Trust, Mortgage · Line of Credit BRYN MAWR TR |
| Jul 17, 2018 | Deed of Trust, Mortgage · Line of Credit BRYN MAWR TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2018 · Amount on File |
| Deed Sale | Oct 22, 2018 · Amount on File |
| Prior Sale | Dec 23, 2013 · Amount on File |
| Deed Document Number | 201872169 |
| Deed Book / Page | 3819 / 871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 317 89TH ST, STONE HARBOR, NJ 08247-1502 |
| Document Number | 0061460954 |
| Instrument Date | Nov 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | ABSOLUTE TITLE, ABSOLUTE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 317 89TH ST STONE HARBOR NJ 082471502, STONE HARBOR, NJ 08247-1502 |
| Document Number | 0061460954 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 006146/000954 |
| Instrument | 1650 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | 300 WELSH ROAD 5 # A, HORSHAM, PA 19044 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Oct 22, 2018 |
| Property Address | 317 89TH ST, STONE HARBOR, NJ 08247-1502 |
| Document Number | 0038190871 |
| Book / Page | 003819 / 000871 |
| Instrument Date | Oct 1, 2018 |
| Instrument | 72169 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2018 |
| Title Company | SEABOARD TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3776 STEVEN JAMES DR GARNET VALLEY PA 190601826, GARNET VALLEY, PA 19060-1826 |
| Document Number | 60110443 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 006011/000443 |
| Instrument | 72171 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | 300 WELSH RD # 5, HORSHAM, PA 19044-2250 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 21, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 317 89TH ST, STONE HARBOR, NJ 08247-1502 |
| Document Number | 0059880275 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 200 LANSDOWNE AVE WAYNE PA 190874011, WAYNE, PA 19087-4011 |
| Document Number | 0059880275 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 005988/000275 |
| Instrument | 62688 |
| Name | BRYN MAWR TR |
|---|---|
| Address | 801 W LANCASTER AVE, BRYN MAWR, PA 19010-3305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 317 89TH ST, STONE HARBOR, NJ 08247-1502 |
| Document Number | 0059910809 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 200 LANSDOWNE AVE WAYNE PA 190874011, WAYNE, PA 19087-4011 |
| Document Number | 0059910809 |
|---|---|
| Date | Aug 7, 2018 |
| Book Page | 005991/000809 |
| Instrument | 64137 |
| Name | BRYN MAWR TR |
|---|---|
| Address | 801 W LANCASTER AVE, BRYN MAWR, PA 19010-3305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Stone Harbor Borough |
| Unified School District | Stone Harbor Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,301,900 (-) Land $1,674,000 Building $627,900 | $2,301,900 (-) Land $1,674,000 Building $627,900 | |
| 2025 | $2,301,900 Land $1,674,000 Building $627,900 | $2,301,900 Land $1,674,000 Building $627,900 | |
| 2024 | $17,218.00 | ||
| 2023 | $2,301,900 Land $1,674,000 Building $627,900 | $2,301,900 Land $1,674,000 Building $627,900 | |
| 2022 | $15,929.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 317 89th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 1,352 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,088 units insured incl. 736 condo units |
| Nearby Flood Claims | 1,478 (1978–2021) |
| Claims Outside the SFHA | 13 of 1,478 |
| Most Recent Claim | Dec 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 317 89th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures