317 346th St E, Roy, WA 98580 Property Records

Pierce County property record for 317 346th St E, Roy, WA 98580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,296 sqft · built 1991
Lot Size	2.41 acres (105,415 sqft)
Owner	2 Individual Names on File
Last Sale	$340,719 (Jun 2016)
Tax Bill	$6,195 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031721-8-014`

Property Details

APN / Parcel Number

Primary APN	`031721-8-014`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,296 sqft Living Area
Gross Area	483 sqft
1st Floor Area	1,202 sqft
Upper Floors Area	1,040 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	105,415 sqft
Terrain	Below Road/Slope
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	960 sqft
Deck Area	483 sqft
Patio Area	483 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	317 346TH ST E
City	ROY
State	WA
Zip	98580-8833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 21 TOWNSHIP 17 RANGE 03 QUARTER 42 : L 2 OF S P 85-07-11-0294 TOG/W EASE & RESTRICTIONS OF REC OUT OF 4-025 SEG W-0365 PP ES
Legal Range	03
Legal Township	17
Legal Section	21
Legal Subdivision	SP#8507110294
Legal Lot Number	2
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	3
Census Block	3013
Census Tract	73005

Owner

Source: Pierce County records · APN 031721-8-014

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	317 346TH ST E, ROY, WA 98580-8833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit TWINSTAR CU
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VLY BK
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2016 · Amount on Record
Deed Sale	Jun 16, 2016 · Amount on Record
Deed Document Number	2016230
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	317 346TH ST E, ROY, WA 98580-8833
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010170193
Date	Oct 17, 2022
Instrument	202210170193

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 16, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	317 346TH ST E, ROY, WA 98580-8833
Document Number	2008260944
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	317 346TH ST E ROY WA 985808833, ROY, WA 98580-8833

Mortgage

Document Number	2008260944
Date	Aug 26, 2020
Instrument	202008260944

Lender

Name	WILLAMETTE VLY BK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	317 346TH ST E, ROY, WA 98580-8833
Document Number	1907310063
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	317 346TH ST E ROY WA 985808833, ROY, WA 98580-8833

Mortgage

Document Number	1907310063
Date	Jul 31, 2019
Instrument	201907310063

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,000 (+9.23%) Land $214,300 Building $380,700	$595,000 (+9.23%) Land $214,300 Building $380,700
2025	$6,195.00 (+0.24%)
2024	$6,180.00 (+0.49%)	$544,700 (-2.87%) Land $170,000 Building $374,700	$544,700 (-2.87%) Land $170,000 Building $374,700
2023	$6,150.00	$560,800 Land $182,900 Building $377,900	$560,800 Land $182,900 Building $377,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Mar 2026 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Palisade America's Investment DSL	25 / 5
AT&T Fixed Wireless	25 / 3
T-Mobile USA Fixed Wireless	25 / 3

Based on FCC filings for 36 locations within half a mile of this property.

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