317 2nd St, Elgin, OK 73538 Property Records

Comanche County property record for 317 2nd St, Elgin, OK 73538

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,950 sqft · built 2014
Lot Size	0.16 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jul 2019)
Tax Bill	$1,717 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N10W-31-2-50000-054-0021`

Property Details

APN / Parcel Number

Primary APN	`04N10W-31-2-50000-054-0021`
Alternative APNs	`050000-0540021-00000` `160041326` `41326`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,950 sqft Living Area

Exterior

Year Built	Built 2014
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.16 acres)
Porch	Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41326
Old Parcel Number	160041326
Street Address	317 2ND ST
City	ELGIN
State	OK
Zip	73538-9153
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	ELGIN BLK 54 LOTS 21-22
Legal Range	10W
Legal Township	04N
Legal Section	31
Legal Quarter	NW
Legal Subdivision	ELGIN
Legal Block	54
Legal Lot Number	21,22 22
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	1
Census Block	1062
Census Tract	2101

Owner

Source: Comanche County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7912 NW MEERS PORTER HL, LAWTON, OK 73507-7700
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage ALL AMERICA BANK
Jan 13, 2025	Deed of Trust, Mortgage · Commercial Mortgage ALL AMERICA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Deed Document Number	0008282299
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	317 2ND ST, ELGIN, OK 73538-9153
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7912 NW MEERS PORTER HL, LAWTON, OK 73507-7700

Mortgage

Document Number	010005/120
Date	Oct 17, 2025
Book Page	10005/120
Instrument	2025-016807

Lender

Name	ALL AMERICA BANK
Type	Bank
Address	ELGIN, OK 73538

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	317 2ND ST, ELGIN, OK 73538-9153
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7912 NW MEERS PORTER HL, LAWTON, OK 73507-7700

Mortgage

Document Number	009753/113
Date	Jan 13, 2025
Book Page	9753/113
Instrument	2025-000442

Lender

Name	ALL AMERICA BANK
Type	Bank
Address	ELGIN, OK 73538

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,717.00 (-0.06%)	$16,977 (-) Land $1,442 Building $15,535	$182,122 (+1.76%) Land $14,000 Building $168,122
2024	$1,718.00 (+6.84%)	$16,977 (+10.25%) Land $1,575 Building $15,402	$178,964 (+30.75%) Land $21,000 Building $157,964
2023	$1,608.00	$15,398 Land $1,181 Building $14,217	$136,877 Land $10,500 Building $126,377

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 61% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southwest Oklahoma Telephone Company Fiber	1,000 / 750
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, TDS Telecom.

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