317 23 Mile Rd, Homer, MI 49245 Property Records

Calhoun County property record for 317 23 Mile Rd, Homer, MI 49245

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,075 sqft
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on File
Last Sale	$59,000 (Oct 2007)
Tax Bill	$1,089 (2025)
Deeds & Mortgages	Apr 2005 Line of Credit Oct 2007 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-048-012-00`

Property Details

APN / Parcel Number

Primary APN	`07-048-012-00`
Alternative APN	`13-07-048-012-00`

Interior

Full Baths	1 Bath
Building Area	1,075 sqft Living Area
1st Floor Area	1,075 sqft

Exterior

Architectural Style	Ranch
Lot Area	66,211 sqft (1.52 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	317 23 MILE RD
City	HOMER
State	MI
Zip	49245-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARENDON TWP SEC 35 T4S-R5W PART OF E 1/2 OF SE 1/4 BEG 1239 FT N OF SE SEC COR, TH N 269 FT, TH W 189 FT, TH S 430 FT, TH NELY 256 FT TO BEG. 1.52 A DORIS ROWBOTHAM RETAINS LIFE LEASE
Legal Range	05W
Legal Township	04S
Legal Section	35
Jurisdiction	CALHOUN MI
Township / Civil Division	CLARENDON
Census Block Group	2
Census Block	2053
Census Tract	3000

Owner

317 23 Mile Rd is owned and occupied by two individuals who bought it in October 2007.

Source: Calhoun County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	317 23 MILE RD, HOMER, MI 49245-9631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2005	Deed of Trust, Mortgage · Line of Credit CNB LENDING SERVICES LLC
Oct 25, 2007	Warranty Deed, Transfer · ARM SMB MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2007 · Amount on File
Deed Sale	Oct 25, 2007 · Amount on File
Prior Sale	Nov 3, 2000
Deed Book / Page	3321 / 141
Record Updated	Oct 29, 2026

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	317 23 MILE RD, HOMER, MI 49245-9631
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02976/0231
Date	Apr 25, 2005
Book Page	2976/0231

Lender

Name	CNB LENDING SERVICES LLC
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

October 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Oct 25, 2007
Property Address	317 23 MILE RD, HOMER, MI 49245-9631
Document Number	03321/0141
Book / Page	3321 / 0141
Instrument Date	Oct 12, 2007
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$507.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 OAK ST, ANGOLA, IN 46703-1127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 S SOPHIA ST, HOMER, MI 49245-1263

Mortgage

Document Number	0033210143
Date	Oct 25, 2007
Instrument	3321/0143

Lender

Name	SMB MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year T-Bill
Max Rate	12.8%

Tax Assessment & Valuation

The 2025 property tax bill for 317 23 Mile Rd was $1,089 with a homeowner's exemption.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Clarendon Township
Unified School District	Homer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,600
2025	$1,089.00		$105,200
2023		$40,700	$81,400
2020	$849.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 23 Mile Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 23 Mile Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
DMCI Broadband Fixed Wireless	40 / 10
Brightspeed DSL	40 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 23 Mile Rd

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