31696 Calle de Las Estrellas, Bonsall, CA 92003 Property Records

San Diego County property record for 31696 Calle de Las Estrellas, Bonsall, CA 92003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,504 sqft · built 2019
Lot Size0.22 acres (9,584 sqft)
Owner2 Individual Names on Record
Last Sale$1,025,000 (May 2024)
Tax Bill$10,968 (2025)
Deeds & MortgagesNov 2020 Mortgage
Sep 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN126-071-25-00

Property Details

APN / Parcel Number

Primary APN126-071-25-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,504 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area9,584 sqft (0.22 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address31696 CALLE DE LAS ESTRELLAS
CityBONSALL
StateCA
Zip92003-3732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 65 TR 016139
Legal SubdivisionSAN DIEGO 5498-1
Legal Tract016139
Legal Block4
Legal Lot Number65
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group4
Census Block4001
Census Tract18803

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31696 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3732
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
GENEVA FINANCIAL LLC
Sep 20, 2019Loan Modification, Mortgage
FARMERS & MERCHANTS BK/LNG BCH
Apr 9, 2019Grant Deed, Transfer · ARM
MUFG UNION BANK NA
May 23, 2017Grant Deed, Construction Loan · Construction Mortgage
FARMERS & MERCHANTS BK/LNG BCH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2024 · Amount on Record
Deed SaleMay 28, 2024 · Amount on Record
Prior SaleApr 9, 2019 · Amount on Record
Deed Document Number2024132993
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address31696 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3732
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address31696 CAILE DE LAS ESTRELLAS, BONSALL, CA 92003-3732

Mortgage

Document Number0000732729
DateNov 19, 2020
Instrument2020-0732729
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
AddressCHANDLER, AZ 85248
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address31696 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3732
Document Number0000430458
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedOct 7, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address31551 CALLE DE LAS ROSAS BONSALL CA 920033711, BONSALL, CA 92003-3711

Mortgage

Document Number0000430458
DateSep 27, 2019
Instrument430458
Lender
NameFARMERS & MERCHANTS BK/LNG BCH
TypeBank
AddressCORONA DEL MAR, CA 92625
Agreement
Term24 Months
DueSep 26, 2021

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 9, 2019
Property Address31696 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3732
Document Number0000127195
Map ReferenceMAP 16139
Instrument DateMar 26, 2019
Instrument2019-0127195
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address31696 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3732

Mortgage

Document Number0000127196
DateApr 9, 2019
Instrument2019-0127196
Lender
NameMUFG UNION BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMay 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateMay 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate9.75%

May 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 23, 2017
Property Address31696 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3732
Instrument DateMay 11, 2017
Instrument231459
Transaction TypeConstruction Loan
Record UpdatedSep 2, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 S 7TH ST 4600 WELLS FARGO C MINNEAPOLIS MN 55402, MINNEAPOLIS, MN 55402

Mortgage

Document Number0000231459
DateMay 23, 2017
Instrument231459
Lender
NameFARMERS & MERCHANTS BK/LNG BCH
TypeBank
Address2411 E COAST HWY # 300, CORONA DEL MAR, CA 92625-2027
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,066,410 (+2%) Land $598,230 Building $468,180
2025$10,968.00 (+35.52%)$1,045,500 (+35.4%) Land $586,500 Building $459,000
2023$8,093.00 (+1.73%)$772,132 Land $332,381 Building $439,751
2022$7,955.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100

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