3169 Whisper Wind Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3169 Whisper Wind Dr, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,271 sqft · built 1991
Lot Size	0.744 acres (32,408 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Apr 2023)
Tax Bill	$3,436 (2025)
Deeds & Mortgages	Apr 2023 Sale Jan 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-25-31-2512-0001-0300`

Property Details

APN / Parcel Number

Primary APN	`04-25-31-2512-0001-0300`
Alternative APNs	`253104251200010300` `89683`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,271 sqft Living Area
Gross Area	3,397 sqft
1st Floor Area	2,271 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,408 sqft (0.744 acres)
Lot Dimensions	260 ft deep x 126 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	336 sqft
Porch	Florida Room
Porch Area	466 sqft
Deck Area	446 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3169 WHISPER WIND DR
City	SAINT CLOUD
State	FL
Zip	34771-7895
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE AJAY VILLAGE PB 2 PGS 201-204 LOT 30
Legal Range	31E
Legal Township	25S
Legal Section	04
Legal Subdivision	LAKE AJAY VLG
Legal Tract	2512
Legal Block	300
Legal Lot Number	30
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43700

Owner

Source: Osceola County records · APN 04-25-31-2512-0001-0300

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5349 MILL STREAM DR, SAINT CLOUD, FL 34771-8720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Warranty Deed, Transfer NOT AVAILABLE, CITRUS CLOSING GROUP INC
Jan 12, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 04, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 17, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	202352678
Deed Book / Page	6397 / 1107
Prior Transfer Date	Apr 14, 2015
Prior Transfer Doc	0047652946
Record Updated	Jun 08, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 28, 2023
Property Address	3169 WHISPER WIND DR, SAINT CLOUD, FL 34771-7895
Document Number	0063971107
Book / Page	6397 / 1107
Map Reference	MB 2 PG 201-204
Instrument Date	Apr 28, 2023
Instrument	2023052678
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	NOT AVAILABLE, CITRUS CLOSING GROUP INC

Transaction

Amount	Amount Recorded
Tax	$4,830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8660 HALFORD WAY, BALL GROUND, GA 30107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5349 MILL STREAM DR, SAINT CLOUD, FL 34771-8720

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 12, 2021
Property Address	3169 WHISPER WIND DR, SAINT CLOUD, FL 34771-7895
Document Number	0058691712
Book / Page	5869 / 1712
Map Reference	MB 2 PG 201-204
Instrument Date	Jan 12, 2021
Instrument	2021005161
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3166 LAKE BREEZE CIR, 3166, SAINT CLOUD, FL 34771-7807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3169 WHISPER WIND DR, SAINT CLOUD, FL 34771-7895

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 04, 2021
Property Address	3169 WHISPER WIND DR, SAINT CLOUD, FL 34771-7895
Document Number	0058640006
Book / Page	5864 / 6
Map Reference	MB 2 PG 201-204
Instrument Date	Dec 31, 2020
Instrument	2021000414
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3166 LAKE BREEZE CIR, 3166, SAINT CLOUD, FL 34771-7807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3169 WHISPER WIND DR, SAINT CLOUD, FL 34771-7895

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 17, 2017
Property Address	3169 WHISPER WIND DR, SAINT CLOUD, FL 34771-7895
Document Number	0051181526
Book / Page	005118 / 001526
Instrument Date	Feb 28, 2017
Instrument	41786
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,834.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3166 LAKE BREEZE CIR ST CLOUD FL 347717807, ST CLOUD, FL 34771-7807

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,436.00 (+5.4%) Homeowner's exemption	$237,473 (-23.55%)	$482,800 (+13.44%) Land $150,000 Building $332,800
2024	$3,260.00 (-25.88%)
2023	$4,398.00 (+3.97%) Homeowner's exemption	$310,631 (+3%)	$425,600 (+24.7%) Land $150,000 Building $275,600
2022	$4,230.00 Homeowner's exemption	$301,584	$341,300 Land $105,000 Building $236,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 330 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	High above 75% of the US · above 60% of Florida
Wildfire Likelihood	About 1 in 256 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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