3169 Rosina Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3169 Rosina Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,500 sqft · built 1925
Lot Size0.12 acres (5,227 sqft)
Owner2 Company Names on File
Last Sale$175,000 (Aug 2025)
Tax Bill$1,360 (2025)
Deeds & MortgagesJan 2026 Mortgage
Aug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN056-11-07-055.00

Property Details

APN / Parcel Number

Primary APN056-11-07-055.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,500 sqft Finished Area
Gross Area2,040 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialWood Siding
Foundation TypeBlock
Lot Area5,227 sqft (0.12 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3169 ROSINA AVE
CityCOVINGTON
StateKY
Zip41015-1055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEVIEW PARK LOT 100
Legal SubdivisionLAKEVIEW PARK
Legal Lot Number100
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2005
Census Tract61400

Owner

3169 Rosina Ave is owned by a company that bought it in August 2025 and is owner-occupied.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Company Names on File
Mailing Address2027 RIVER VISTA CT, VILLA HILLS, KY 41017-4449
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 8, 2025Deed, Transfer · Conventional Mortgage
UMORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2025 · Amount on File
Deed SaleAug 8, 2025 · Amount on File
Deed Document Number2025209
Deed Book / Page357 / 28
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3169 ROSINA AVE, COVINGTON, KY 41015-1055
Transaction TypeMortgage
Record UpdatedFeb 16, 2026
Title CompanyKENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2027 RIVER VISTA CT, VILLA HILLS, KY 41017-4449
InvestorPossibly a Property Investor

Mortgage

Document Number0000001702
DateJan 29, 2026
Book Page728/883
Instrument26059000001702
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

August 2025: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateAug 8, 2025
Property Address3169 ROSINA AVE, COVINGTON, KY 41015-1055
Document Number0005900209
Book / PageKC 357 / 28
Instrument DateAug 7, 2025
Instrument25080805900209
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressXT36EMMETT CREEKLAWELEXINGTOW, LEXINGTON, KY 40515

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2027 RIVER VISTA CT, VILLA HILLS, KY 41017-4449
InvestorPossibly a Property Investor

Mortgage

Document Number0005900210
DateAug 8, 2025
Instrument25080805900210
Lender
NameUMORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3169 Rosina Ave was $1,360 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$175,000 (+15.28%) Land $10,000 Building $165,000$175,000 (+15.28%) Land $10,000 Building $165,000
2025$1,360.00 Homeowner's exemption$151,800 Land $5,000 Building $146,800$151,800 Land $5,000 Building $146,800
2023$1,403.00 Homeowner's exemption$151,800 Land $5,000 Building $146,800$151,800 Land $5,000 Building $146,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3169 Rosina Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3169 Rosina Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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