31686 Grove, Fraser, MI 48026 Property Records

Macomb County property record for 31686 Grove, Fraser, MI 48026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1979
Lot Size	0.171 acres (7,449 sqft)
Owner	2 Individual Names on Record
Last Sale	$221,000 (May 2023)
Tax Bill	$5,379 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-14-06-328-005`

Property Details

APN / Parcel Number

Primary APN	`03-14-06-328-005`
Alternative APN	`1406328005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,449 sqft (0.171 acres)
Lot Dimensions	120 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	31686 GROVE
City	FRASER
State	MI
Zip	48026-3604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	EMERALD ESTATES SUBDIVISION LOT 41. L68 PP29-30. CITY OF FRASER
Legal Range	13E
Legal Township	01N
Legal Section	06
Legal Subdivision	EMERALD ESTATES SUBDIVISION
Legal Lot Number	41
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	3
Census Block	3002
Census Tract	254200

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31686 GROVE, FRASER, MI 48026-3604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Jan 4, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Deed Document Number	202347434
Deed Book / Page	29147 / 384
Last Transfer Date	Aug 8, 2024
Transfer Doc	2400066128
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 31, 2023
Property Address	31686 GROVE, FRASER, MI 48026-3604
Document Number	2300047434
Book / Page	29147 / 384
Map Reference	LB 68 PG 29&30
Instrument Date	May 26, 2023
Instrument	202300047434
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	FIRST PREMIER TTL AGCY INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,657.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1240 S 2ND ST, ALHAMBRA, CA 91801-5060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31686 GROVE, FRASER, MI 48026-3604

Mortgage

Document Number	2300047325
Date	May 30, 2023
Book Page	29147/17
Instrument	202300047325

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year T-Bill
Max Rate	9.87%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Jan 4, 2023
Property Address	31686 GROVE, FRASER, MI 48026-3604
Document Number	2300001819
Book / Page	28961 / 547
Map Reference	LB 68 PG 29&30
Instrument Date	Aug 14, 2018
Instrument	202300001819
Transaction Type	Transfer
Record Updated	Jan 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31686 GROVE, FRASER, MI 48026-3604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31686 GROVE, FRASER, MI 48026-3604

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,000 (+25.78%)	$242,000 (+25.78%)
2025	$5,379.00 (+108.57%)
2023		$96,200	$192,400
2022	$2,579.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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