31683 Bard Ln, Bulverde, TX 78163 Property Records

Comal County property record for 31683 Bard Ln, Bulverde, TX 78163

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,910 sqft · built 2019
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$245,200 (Nov 2019)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-0801-0358-00`

Property Details

APN / Parcel Number

Primary APN	`08-0801-0358-00`
Alternative APN	`422962`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,910 sqft Living Area
Gross Area	2,344 sqft
1st Floor Area	1,910 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	143 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	31683 BARD LN
City	BULVERDE
State	TX
Zip	78163-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4S RANCH 5A, BLOCK 17, LOT 14
Legal Subdivision	4S RANCH 5A
Legal Block	17
Legal Lot Number	14
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	1
Census Block	1026
Census Tract	310703

Owner

31683 Bard Ln is owned and occupied by two individuals who bought it in November 2019.

Source: Comal County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31683 BARD LN, BULVERDE, TX 78163-2506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit PENNYMAC LOAN SERVICES LLC
Jan 10, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 12, 2019	Quit Claim Deed, Transfer CALATLANTIC TITLE INC
Nov 12, 2019	Vendor's Lien, Subdivision Related Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on File
Deed Sale	Nov 12, 2019 · Amount on File
Deed Document Number	201940885
Prior Transfer Date	Nov 4, 2019
Prior Transfer Doc	0000040885
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Recording Date	Apr 29, 2026
Property Address	31683 BARD LN, BULVERDE, TX 78163-2506
Document Number	0000012540
Instrument Date	Apr 23, 2026
Instrument	202612540
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31683 BARD LN, BULVERDE, TX 78163-2506

Mortgage

Document Number	0000012540,
Date	Apr 29, 2026
Instrument	202612540

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.38%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	31683 BARD LN, BULVERDE, TX 78163-2506
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006001565
Date	Jan 10, 2022
Instrument	202206001565

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COMAL TX
Recording Date	Nov 12, 2019
Property Address	31683 BARD LN, BULVERDE, TX 78163-2506
Document Number	0006040884
Instrument Date	Nov 4, 2019
Instrument	6040884
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1922 DRY CREEK WAY #101 SAN ANTONIO TX 782591840, 101, SAN ANTONIO, TX 78259-1840

November 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Nov 12, 2019
Property Address	31683 BARD LN, BULVERDE, TX 78163-2506
Document Number	0006040885
Map Reference	DOC 201906008643
Instrument Date	Nov 4, 2019
Instrument	201906040885
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 8, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31683 BARD LANE, BULVERDE, TX 78163-2506

Mortgage

Document Number	0006040886
Date	Nov 12, 2019
Instrument	201906040886

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$397,720 (-2.01%) Land $85,000 Building $312,720	$397,720 (-2.01%) Land $85,000 Building $312,720
2025	$405,880 Land $85,000 Building $320,880	$405,880 Land $85,000 Building $320,880
2023	$402,290 Land $85,000 Building $317,290	$402,290 Land $85,000 Building $317,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31683 Bard Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	11 (1994–2015)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 5 claims Flooding 10/18/98, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31683 Bard Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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