3168 S High Crest Rd, Beloit, WI 53511 Property Records

Rock County property record for 3168 S High Crest Rd, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · built 1979
Lot Size	0.534 acres (23,261 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,500 (Apr 2026)
Tax Bill	$4,606 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6-2-1000.469`

Property Details

APN / Parcel Number

Primary APN	`6-2-1000.469`
Alternative APN	`004 127014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Basement Area	1,694 sqft
Unfinished Basement	1,694 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	23,261 sqft (0.534 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	004 127014
Street Address	3168 S HIGH CREST RD
City	BELOIT
State	WI
Zip	53511-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW1/4 GARDEN VILLAGE ADDITION NO.7 LOT 15 BLK 20 EXC NWLY .0633A TRI THEREOF
Legal Subdivision	GARDEN VILLAGE ADDITION
Legal Block	20
Legal Lot Number	15
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2027
Census Tract	2400

Owner

Source: Rock County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3168 S HIGH CREST RD, BELOIT, WI 53511-1659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK
Apr 10, 2026	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF WISCONSIN CREDIT UNION
Dec 20, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Oct 31, 2017	Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Dec 20, 2018 · Amount on Record
Deed Document Number	20262307207
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	3168 S HIGH CREST RD, BELOIT, WI 53511-1659
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002084891
Date	Aug 14, 2017
Instrument	2084891

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Apr 10, 2026
Property Address	3168 S HIGH CREST RD, BELOIT, WI 53511-1659
Document Number	0002307207
Instrument Date	Apr 10, 2026
Instrument	2026.2307207
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115,291.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3168 S HIGH CREST RD, BELOIT, WI 53511-1659

Mortgage

Document Number	0002307207,
Date	Apr 10, 2026
Instrument	2026.2307207

Lender

Name	UNIVERSITY OF WISCONSIN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Dec 20, 2018
Property Address	3168 S HIGH CREST RD, BELOIT, WI 53511-1659
Document Number	0002118631
Instrument Date	Dec 19, 2018
Instrument	2118631
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$558.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3168 S HIGH CREST RD, BELOIT, WI 53511-1659

Mortgage

Document Number	0002118632
Date	Dec 20, 2018
Instrument	2118632

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2034

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Oct 31, 2017
Property Address	3168 S HIGH CREST RD, BELOIT, WI 53511-1659
Document Number	0002090769
Instrument Date	Oct 30, 2017
Instrument	2090769
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3168 S HIGH CREST RD, BELOIT, WI 53511-1659

Mortgage

Document Number	0002090770
Date	Oct 31, 2017
Instrument	2090770

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit Turner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,606.00 (+9.77%) Homeowner's exemption	$283,800 (-) Land $29,500 Building $254,300	$350,400 (+18.74%)
2023	$4,196.00 Homeowner's exemption	$283,800 Land $29,500 Building $254,300	$295,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	28 (1993–2008)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Jul 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2008 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: LiteWire, T-Mobile, Verizon.

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